Bajaj Finance is engaged in the business of lending, partnership and services, payments and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs (Small and Medium sized Enterprises), and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. The company is transforming itself into a customer-centric, digital-first enterprise through omnipresence across physical, mobile, and web mediums, led by payments platform.

Bajaj Finance major competitors are Bajaj Finserv, JIO Financial Serv., Indian Railway Fin., Power Finance Corp, Chola Invest & Fin., Muthoot Finance, Shriram Finance.
Market Cap of Bajaj Finance is ₹6,21,097 Crs.
While the median market cap of its peers are ₹1,34,611 Crs.

Bajaj Finance seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.