✨ Your Portfolio is fetched and updated from zerodha.
Mid NBFC

SBI Cards And Payment Services Ltd.

SBICARD

Get real time AI alerts about this company on your WhatsApp!
Market Cap
₹83,917 Cr.
P/E
43.75

SBI Cards And Payment Services Ltd.

Key Ratios

Edit Ratio's
Market cap
Market cap
83,917 Cr
PE
PE
43.75
Prom Holding
Prom Holding
68.59 %
ROE (%)
ROE (%)
13.91
ROCE (%)
ROCE (%)
32.57
Div Yield (%)
Div Yield (%)
0.28
Sales
Sales
19,130 Cr
OPM (%)
OPM (%)
27.49 %
Debt to Equity
Debt to Equity
3.27
View more
Edit Ratio's

About

SBI Card and Payment Services is a leading provider of credit cards in India, offering consume… Read more
Low
663
52W Range
High
1027
  • SBI Cards AndPayment
  • REC
  • L&T Finance

Timeline

Dividend Update Board Meeting Financials

Key company specific updates

Company Timeline

Subscribe now for more updates

Custom financial statement

New
Edit rows

Forensics

9 Yes

Positive for this company

1 Neutral

Neutral for this company

6 No

Negative for this company

0 No Data

Insufficient data to analyse

Market Share

17.29 %
(as of Aug 25)
Historic
Credit Card Transactions - Market Share

Revenue mix

Product Wise Break-Up

Location Wise Break-Up

Customer Segment

Borrowings Break-Up

Recievable Mix

Operational Metrics

    locked
    Select a Metric
    • Net Interest Margin (%)
      Source
    • Gross NPA (%)
      Source
    • Interest Income Yield - Credit Cards (%)
      Source
    • Cards In Force (Thousands)
      Source
    • 30 Day Spend Active Rate (%)
      Source
    • Receivable Per Card (Rs)
      Source
    • Online Spend as a % of Total Spend (%)
      Source
    • Cost To Income Ratio (%)
      Source
    • Cost of Borrowing (%)
      Source
    • Net NPA (%)
      Source
    • Capital to Risks Assets Ratio (CRAR) (%)
      Source
    • Tier 2 Capital (%)
      Source
    • Tier I Capital (%)
      Source

    Peer Comparison

    Corporate Actions

    Consolidated
    DATE
    DETAILS
    Show More
    Show Less
    Show More
    Show Less

    FAQs on SBI Cards And Payment Services Ltd. Business

    SBI Card and Payment Services is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services. The company is committed to expanding its core cards portfolio with a focus on premium segments. It also remains dedicated to expand its co-brand portfolio and accelerate digital onboarding to deliver seamless and secure experience to its customers.

    SBI Cards AndPayment major competitors are REC, L&T Finance, Sundaram Finance, Mah & Mah Finl. Serv, Muthoot Finance, Poonawalla Fincorp, Cholamandalam Fin..
    Market Cap of SBI Cards AndPayment is ₹84,440 Crs.
    While the median market cap of its peers are ₹52,094 Crs.

    SBI Cards AndPayment seems to be financially stable compared to its competitors.
    The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

    View FAQ's On Shareprice

    Company Filing

    2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
    Annual Report FY25 FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17 FY16 FY15 FY14 FY13 FY12 FY11 FY10
    Earnings Release Mar Jul Sep Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Jun Dec
    Investor Presentation Apr Jul Oct Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr Jun Jul Sep Dec Jan Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call Mar Jun Sep Oct Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call SummaryCon Call Summary

    Discussions & Analysis

    SBI Cards And Payment Services Ltd.
    View the discussion on ValuePickr
    SBI Cards - Deep dive into their business - Manu Jindal
    Interview With Rashmi Mohanty, CFO of SBI cards, Mother of Two. An Ultramarathoner - Other Side
    Understanding the Payments Ecosystem - PPFAS
    Ideas Dashboard
    Results
    Timeline
    Watchlist
    Portfolio
    Alerts
    Stock Screener
    Market
    Raw Material