Tijori
Shriram City Union Finance Limited
Market Capital
₹ 9,020 Cr.
P/E
9.00
Share Price
₹1380.00 6.55 (0.48%)
  • Shriram City Union Finance Limited
  • Overview
  • Connections
  • Financials
  • Shareholding
  • NBFC Sector

  • Market Share
  • Revenue Mix
  • About
  • Operational Metrics

  • Competitors
  • Investors

  • Price
  • Benchmarking
  • Balance Sheet
  • Profit & Loss
  • Cash Flows
  • Ratios
  • Quarterly Results

  • Overview
  • Trend
  • Detailed

  • Recent News
  • Annual Reports

Market Share
23%
Two Wheeler Financing - Market Share
40%
Two Wheeler Financing - Market Share in Tamil Nadu & Andhra Pradesh
Revenue Mix
AUM Break-Up - NBFC
Borrowing Break-Up - NBFC
Location wise Break-Up
Domestic vs Export
About
  • Shriram City Union Finance Ltd (SCUFL) is a deposit accepting NBFC that commenced operations in 1986. The company was largely focused on vehicle finance till 2002 post which it gradually shifted its focus to other retail financing segments. SCUF is currently engaged in small enterprise finance (56% of total portfolio as on December 31, 2017), two wheeler loans (18%), gold loans (13%), and auto and personal loans (13%).
  • The company has a total network of 975 branches spread across 22 states; around 80% of the company’s branches are located in semi-urban areas across the country. The company’s loan portfolios largely concentrated in the southern states of Tamil Nadu and Andhra Pradesh, which together accounted for about 62% of its portfolio as on March 31, 2017
Operational Metrics for Shriram City Union
NBFC
12.68% (as of Sep 19)
Net Interest Margin
5.15% (as of Mar 16)
Gross NPA
24.37% (as of Sep 19)
Tier I Capital
39.65% (as of Sep 19)
Cost to Income Ratio
9.87% (as of Sep 19)
Cost Of Borrowing
29,722Cr (as of Sep 19)
AUM - NBFC
24.37% (as of Sep 19)
Capital Adequacy Ratio
3.01% (as of Sep 19)
Gross NPA
2.37% (as of Sep 19)
Net NPA
Show More
Compare with Competitors


Competitors
Peer Name Market Cap.
Shriram City Union Finance Limited 9,020
JM Financial Limited 8,559
Edelweiss Financial Services Limited 9,543
PNB Housing Finance Limited 9,602
Housing and Urban Development Corporation 8,348
Indiabulls Securities Limited 10,689
Multi Commodity Exchange of India Ltd 7,052
CreditAccess Grameen Limited 11,500
IDFC Limited 6,130
Can Fin Homes Limited 6,071
Capital First Limited 5,821
Indiabulls Housing Finance Limited 12,667
IIFL Holdings Limited 5,298
Motilal Oswal Financial Services Limited 12,946
MAS Financial Services Limited 4,914
Tata Investment Corporation Limited 4,199
Ujjivan Financial Services Limited 4,048
SKS Microfinance Limited 14,102
Equitas Holding Limited 3,538
Capri Global Capital Limited 3,441
Manappuram Finance Limited 15,121
Aavas Financiers Limited 15,229
Indostar Capital Finance Limited 2,178
Repco Home Finance Limited 2,085
PTC India Limited 1,791
S.E. Investments Limited 1,741
Magma Fincorp Limited 1,730
GIC Housing Finance Limited 1,393
Muthoot Capital Services Limited 1,240
BF Investment Limited 1,213
Religare Enterprises Limited 1,202
Satin Creditcare Network Limited 1,181
IFCI Limited 1,102
Reliance Home Finance Limited 1,043
Capital India Finance Limited 1,042
PTC India Financial Services Limited 1,030
Tourism Finance Corporation of India Limited 955
Finkurve Financial Services Limited 667
PNB Gilts Limited 609
SREI Infrastructure Finance Limited 562
Dewan Housing Finance Corporation Limited 513
Capital Trust Limited 253
SRG Housing Finance Limited 247
Career Point Limited 216
Choice International Limited 180
Vaarad Ventures Limited 169
India Home Loan Limited 100
Coral India Finance & Housing Limited 78
TATA Capital Financial Services Limited 0
NBI Industrial Finance Company Limited 0
Sundaram Finance Limited 18,485
Mahindra & Mahindra Financial Services Limited 21,643
Gruh Finance Limited 23,313
L&T Finance Holdings Limited 23,477
LIC Housing Finance Limited 24,050
Shriram Transport Finance Company Limited 24,382
Aditya Birla Capital Limited 24,740
Cholamandalam Investment and Finance Company Limited 24,840
Rural Electrification Corporation Limited 26,780
AU Small Finance Bank Limited 26,928
Power Finance Corporation Limited 28,777
Muthoot Finance Limited 30,409
Piramal Enterprises Limited 36,281
Bajaj Finserv Limited 152,155
Bajaj Finance Limited 249,135
Housing Development Finance Corporation Limited 417,923
Show More
Investors
Also invests in Share %
Shriram City Union Finance Limited
33.8
Shriram Transport Finance Company Limited
26.1
Also invests in Share %
Shriram City Union Finance Limited
10
Shriram Transport Finance Company Limited
10
Also invests in Share %
Jubilant Life Sciences Limited
4.7
Claris Lifesciences Limited
4.5
Tejas Networks Limited
4
Shriram City Union Finance Limited
3.9
Prestige Estates Projects Limited
3.5
Piramal Enterprises Limited
3.5
Sintex Plastics Technology Limited
3.3
Jammu and Kashmir Bank Limited
3.2
SKS Microfinance Limited
3
Fortis Healthcare Limited
2.9
IDFC Limited
2.5
The Federal Bank Limited
2.5
Dilip Buildcon Limited
2
TV18 Broadcast Limited
1.7
Sintex Industries Limited
1.6
Delta Corp Limited
1.6
D B Realty Limited
1.6
Hathway Cable & Datacom Limited
1.3
Nava Bharat Ventures Limited
1.1
Also invests in Share %
VST Industries Limited
7.6
eClerx Services Limited
5.4
DCB Bank Limited
4.1
Poly Medicure Limited
4.1
Zydus Wellness
3.1
Shriram City Union Finance Limited
2.9
Symphony Limited
2.8
La Opala RG Limited
2.7
Alembic Pharmaceuticals Limited
2.2
Blue Dart Express Limited
2.1
Cholamandalam Investment and Finance Company Limited
1.8
NIIT Technologies Limited
1.7
Natco Pharma Limited
1.6
Eris Lifesciences
1.5
AIA Engineering Limited
1.3
Also invests in Share %
Tata Communications Limited
5.1
Tejas Networks Limited
4.2
Fortis Healthcare Limited
3.9
Piramal Enterprises Limited
2.9
Shriram City Union Finance Limited
2.5
Dish TV India Limited
2.3
Multi Commodity Exchange of India Ltd
2.2
The Federal Bank Limited
2
Jammu and Kashmir Bank Limited
1.9
Dewan Housing Finance Corporation Limited
1.4
Sintex Plastics Technology Limited
1.2
TV18 Broadcast Limited
1.2
Also invests in Share %
Fortis Healthcare Limited
2.9
Shriram City Union Finance Limited
2.3
Info Edge (India) Limited
1.8
Yes Bank Limited
1.7
Piramal Enterprises Limited
1.1
Also invests in Share %
Niyogin Fintech Limited
14.4
IIFL Holdings Limited
3
Shriram City Union Finance Limited
2.3
Info Edge (India) Limited
1.5
Also invests in Share %
Esab India Limited
5.4
Panasonic Energy India Company Limited
2.8
Allcargo Logistics Limited
2.4
Entertainment Network (India) Limited
2.1
B. L. Kashyap and Sons Limited
1.9
KPIT Technologies Limited
1.8
Zee Media Corporation Limited
1.8
Bajaj Holdings & Investment Limited
1.6
Maharashtra Scooters Limited
1.6
Shriram City Union Finance Limited
1.6
Prozone Intu Properties Limited
1.5
The South Indian Bank Limited
1.4
Next Mediaworks Limited
1.4
Uniphos Enterprises Limited
1.1
Also invests in Share %
Shriram City Union Finance Limited
1.5
Shriram Transport Finance Company Limited
1.1
Also invests in Share %
IIFL Holdings Limited
4
Magma Fincorp Limited
3.3
LIC Housing Finance Limited
2.3
The Federal Bank Limited
1.8
Shriram City Union Finance Limited
1.3
Also invests in Share %
Esab India Limited
1.8
KPIT Technologies Limited
1.7
Entertainment Network (India) Limited
1.7
Allcargo Logistics Limited
1.7
B. L. Kashyap and Sons Limited
1.6
Maharashtra Scooters Limited
1.5
The South Indian Bank Limited
1.2
Bajaj Holdings & Investment Limited
1.1
Uniphos Enterprises Limited
1.1
Shriram City Union Finance Limited
1
Show More
Price
1380.00 6.55 (0.48%)
Benchmarking
1413
Balance Sheet
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
View previous years
View fewer years
Profit & Loss
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019