Market Capital
₹26,943 Cr.
P/E
8.51
Share Price
₹ 126.45 -0.85 (-0.67%)
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₹ 126.45 -0.85 (-0.67%)
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Company Timeline

Company Timeline

Forensics
ROE
Net Profit Margin is responsible for ROE increase over last 10 years
Other Income
Other Income component is making ratios of the company look optically better
Pledge
Promoters have not pledged a significant portion of their holding
Current vs Historic Valuation
Company is trading at a discount to 3yr historic valuations
Net NPA
NPA's of the company is currently under control
Net Interest Margin
Net Interest margin of the company is trending up
Cost Of Borrowing
Cost Of Borrowing of the company seems to be trending down
Cost to Income Ratio
Operational cost of company is trending down
Share price
Share price has increased over last 10 years due to earnings
Contingent Liabilities
Company has significant contigent liabilities which can be risky
Promoter Holding
Promoter has not sold any shares in the last 90 days
Retail Holding
Retail has been buying the stock which is usually a sign of exuberance
ROE
Latest
11.0%
3yr Average
10.83%
5yr Average
10.2%
Net Profit Margin
Latest
11.93%
3yr Average
10.77%
5yr Average
10.16%
Market Share
1.24% (as of Sep 22)
Advances - Market Share in Kerala
1.28% (as of Mar 23)
Bank Advances - Market Share
1.18% (as of Mar 23)
Bank Deposits - Market Share
0.76% (as of Apr 23)
Credit Card Transactions - Market Share
1.73% (as of Apr 23)
Debit Card Transactions - Market Share
1.08% (as of Sep 22)
Deposits - Market Share in Kerala
0.93% (as of Dec 22)
Housing Loan - Market Share
0.22% (as of Apr 23)
Internet Banking - Market Share
0.58% (as of Apr 23)
Mobile Banking Transactions - Market Share
1% (as of Mar 23)
Net Interest Income(NII) - Market Share
0.30% (as of Apr 23)
New Business Premium Life Insurance - Market Share
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Revenue mix

Segment Break-Up

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Loan Break-Up -Retail Banking

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Loan Break-Up

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Location Wise Break-Up

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Borrowings Break-Up

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Premium Break-Up - Life Insurance

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Priority vs Non-Priority Sector

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NPA Break-Up

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Operational Metrics

    Select a Metric
    • Cost To Income Ratio (%)
    • Net Interest Margin (%)
    • Yield On Advances (%)
    • Gross NPA (%)
    • Net NPA (%)
    • CASA Ratio (%)
    • 13 Month Persistency Ratio (%)
    • CASA vs Liabilities (%)
    • Credit Deposit Ratio (%)
    • Fresh Slippages - Quarterly (Cr)
    • Capital to Risks Assets Ratio (CRAR) (%)
    • Tier 2 Capital (%)
    • Tier I Capital (%)
    • 61 Month Persistency Ratio (%)
    • Commission Ratio - Life Insurance (%)
    • AUM - Life Insurance (Crs)
    • New Business Performance - Life Insurance (Cr)
    • Management Expense Ratio - Life Insurance (%)
    • Management Compensation as a % of Sales (%)
    Peer Comparison
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    Discussions & Analysis