Tijori
Ujjivan Financial Services Limited
Market Capital
₹ 1,837 Cr.
P/E
8.01
Share Price
₹151.00 -5.50 (-3.51%)
  • Ujjivan Financial Services Limited
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Revenue Mix
Loan Break-Up
Location Wise Break-Up
Borrowings
About
  • Ujjivan Financial Services is the holding company of Ujjivan Small Finance Bank Ltd. Ujjivan SFB commenced its banking operations in February 2017 by the transfer of assets and liabilities of Ujjivan Financial Services. Ujjivan Financial Services was set up in 2005 by Mr Samit Ghosh and focused on the urban sector.
  • The business model is based on providing collateral free, small ticket loans to economically active women in the Joint Liability Group (JLG) format. Ujjivan now also offers individual loans to Micro and Small Enterprises (MSEs). In FY16, Ujjivan received an in-principle approval from the RBI, amongst 72 others, to set up a Small Finance Bank (SFB) and commenced these operations in FY17.
Operational Metrics for Ujjivan Financial
Banks
17.66% (as of Mar 19)
Tier I Capital
NBFC
10.80% (as of Sep 19)
Net Interest Margin
18.10% (as of Sep 19)
Tier I Capital
69.50% (as of Sep 19)
Cost to Income Ratio
9.30% (as of Sep 19)
Cost Of Borrowing
12,864Cr (as of Sep 19)
AUM - NBFC
18.80% (as of Sep 19)
Capital Adequacy Ratio
0.90% (as of Sep 19)
Gross NPA
0.30% (as of Sep 19)
Net NPA
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Compare with Competitors


Competitors
Peer Name Market Cap.
Ujjivan Financial Services Limited 1,837
IDFC Limited 2,146
Equitas Holding Limited 1,425
IIFL Holdings Limited 2,433
Indostar Capital Finance Limited 2,573
Capri Global Capital Limited 2,610
PTC India Limited 992
IIFL Securities 933
BF Investment Limited 861
PNB Housing Finance Limited 2,856
IFCI Limited 762
Capital India Finance Limited 752
S.E. Investments Limited 631
MAS Financial Services Limited 3,059
Religare Enterprises Limited 610
Repco Home Finance Limited 597
PTC India Financial Services Limited 542
Finkurve Financial Services Limited 488
PNB Gilts Limited 469
Muthoot Capital Services Limited 461
Centrum Capital Limited 452
NBI Industrial Finance Company Limited 371
Dewan Housing Finance Corporation Limited 362
Magma Fincorp Limited 361
GIC Housing Finance Limited 344
Arman Financial Services Limited 307
Satin Creditcare Network Limited 252
Tourism Finance Corporation of India Limited 243
Tata Investment Corporation Limited 3,435
Niyogin Fintech Limited 204
Sastasundar Ventures Limited 200
Sat Industries Limited 198
SREI Infrastructure Finance Limited 194
Choice International Limited 188
GCM Securities Limited 178
Reliance Capital Limited 167
Crest Ventures Limited 161
Santosh Industries Limited 157
Kiran Vyapar Limited 152
Store One Retail India Limited 139
Industrial Investment Trust Limited 136
A.K. Capital Services Limited 125
SIL Investments Limited 104
Vaarad Ventures Limited 102
Dhunseri Investments Limited 99
IndiaNivesh Limited 95
CSL Finance Limited 95
Capital Trust Limited 93
Arnold Holdings Limited 93
Maharashtra Apex Corporation Limited 89
Emkay Global Financial Services Limited 86
South India Projects Limited 80
LKP Finance Limited 75
SRG Housing Finance Limited 70
Coral India Finance & Housing Limited 67
Vibrant Global Capital Limited 62
Reliance Home Finance Limited 54
India Home Loan Limited 50
Monarch Networth Capital Limited 48
Can Fin Homes Limited 3,658
Pro Fin Capital Services Limited 13
TATA Capital Financial Services Limited 0
Edelweiss Financial Services Limited 3,988
Indiabulls Securities Limited 4,297
Shriram City Union Finance Limited 4,301
Cholamandalam Financial Holdings Ltd 4,313
Housing and Urban Development Corporation 4,424
Indiabulls Housing Finance Limited 4,947
JM Financial Limited 5,300
CreditAccess Grameen Limited 5,730
Capital First Limited 5,821
IIFL Wealth 7,247
Motilal Oswal Financial Services Limited 7,411
Mahindra & Mahindra Financial Services Limited 7,883
Aavas Financiers Limited 8,533
Manappuram Finance Limited 9,669
Cholamandalam Investment and Finance Company Limited 10,102
Aditya Birla Capital Limited 10,150
L&T Finance Holdings Limited 10,355
LIC Housing Finance Limited 12,160
AU Small Finance Bank Limited 12,206
Shriram Transport Finance Company Limited 12,283
SKS Microfinance Limited 12,597
Sundaram Finance Limited 13,299
Rural Electrification Corporation Limited 16,974
Power Finance Corporation Limited 19,774
Piramal Enterprises Limited 21,515
Gruh Finance Limited 23,292
Muthoot Finance Limited 32,286
Bajaj Finserv Limited 68,818
Bajaj Finance Limited 114,077
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Investors
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Ujjivan Financial Services Limited
1.1
Also invests in Share %
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9.8
Ujjivan Financial Services Limited
5.8
Also invests in Share %
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8.1
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7.7
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7.4
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6.8
Religare Enterprises Limited
6
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Ujjivan Financial Services Limited
4.5
Equitas Holding Limited
4.2
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3.1
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2.4
AU Small Finance Bank Limited
2
Bandhan Bank Limited
1.8
Also invests in Share %
Ujjivan Financial Services Limited
2.9
Manappuram Finance Limited
1.8
Shilpa Medicare Limited
1.5
Also invests in Share %
Sobha Limited
7.5
Ujjivan Financial Services Limited
2.9
SpiceJet Ltd
1.9
Abbott India Limited
1.8
Natco Pharma Limited
1.3
BASF India Limited
1.3
Also invests in Share %
Bajaj Finserv Limited
39.2
Bajaj Electricals Limited
16.4
Ujjivan Financial Services Limited
2.6
Credit Analysis And Research Limited
1.7
Heidelberg Cement India Limited
1.3
Bajaj Hindusthan Limited
1.2
Also invests in Share %
Ujjivan Financial Services Limited
1.4
Maharashtra Scooters Limited
1.2
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Price
151.00 -5.50 (-3.51%)
Benchmarking
1792
Balance Sheet
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
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Profit & Loss
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019