Tijori
Ujjivan Financial Services Limited
Market Capital
₹ 3,255 Cr.
P/E
21.64
Share Price
267.90 -6.70 (-2.44%)
  • Ujjivan Financial Services Limited
  • Overview
  • Connections
  • Financials
  • Shareholding
  • NBFC Sector

  • Revenue Mix
  • About
  • Operational Metrics

  • Competitors
  • Investors

  • Price
  • Benchmarking
  • Balance Sheet
  • Profit & Loss
  • Cash Flows
  • Ratios
  • Quarterly Results

  • Overview
  • Trend
  • Detailed

  • Recent News
  • Annual Reports

Revenue Mix
AUM Break-Up - NBFC
Borrowing Break-Up - NBFC
Location wise Break-Up
Domestic vs Export
About
  • Ujjivan Financial Services is the holding company of Ujjivan Small Finance Bank Ltd. Ujjivan SFB commenced its banking operations in February 2017 by the transfer of assets and liabilities of Ujjivan Financial Services. Ujjivan Financial Services was set up in 2005 by Mr Samit Ghosh and focused on the urban sector.
  • The business model is based on providing collateral free, small ticket loans to economically active women in the Joint Liability Group (JLG) format. Ujjivan now also offers individual loans to Micro and Small Enterprises (MSEs). In FY16, Ujjivan received an in-principle approval from the RBI, amongst 72 others, to set up a Small Finance Bank (SFB) and commenced these operations in FY17.
Operational Metrics for Ujjivan Financial
NBFC
10.80% (as of Sep 19)
Net Interest Margin
3.60% (as of Mar 18)
Gross NPA
18.10% (as of Sep 19)
Tier I Capital
69.50% (as of Sep 19)
Cost to Income Ratio
9.30% (as of Sep 19)
Cost Of Borrowing
12,864Cr (as of Sep 19)
AUM - NBFC
18.80% (as of Sep 19)
Capital Adequacy Ratio
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Compare with Competitors


Competitors
Peer Name Market Cap.
Ujjivan Financial Services Limited 3,255
Capri Global Capital Limited 3,462
Equitas Holding Limited 2,936
MAS Financial Services Limited 3,894
Tata Investment Corporation Limited 4,151
IIFL Holdings Limited 4,493
S.E. Investments Limited 1,841
Repco Home Finance Limited 1,805
Can Fin Homes Limited 4,752
Indostar Capital Finance Limited 1,694
PTC India Limited 1,678
Religare Enterprises Limited 1,418
GIC Housing Finance Limited 1,393
IFCI Limited 1,289
Magma Fincorp Limited 1,245
BF Investment Limited 1,244
Muthoot Capital Services Limited 1,240
Satin Creditcare Network Limited 1,176
IDFC Limited 5,452
Reliance Home Finance Limited 1,043
Tourism Finance Corporation of India Limited 955
Capital India Finance Limited 855
PTC India Financial Services Limited 821
Dewan Housing Finance Corporation Limited 805
Capital First Limited 5,821
PNB Gilts Limited 609
Multi Commodity Exchange of India Ltd 5,971
SREI Infrastructure Finance Limited 480
Finkurve Financial Services Limited 455
SRG Housing Finance Limited 247
Career Point Limited 222
Vaarad Ventures Limited 206
CSL Finance Limited 191
Capital Trust Limited 123
India Home Loan Limited 100
Choice International Limited 96
Coral India Finance & Housing Limited 78
TATA Capital Financial Services Limited 0
NBI Industrial Finance Company Limited 0
CreditAccess Grameen Limited 7,639
Housing and Urban Development Corporation 8,288
Shriram City Union Finance Limited 8,810
Indiabulls Securities Limited 9,016
PNB Housing Finance Limited 9,332
Indiabulls Housing Finance Limited 9,334
Motilal Oswal Financial Services Limited 9,879
Edelweiss Financial Services Limited 11,407
Aavas Financiers Limited 11,927
Manappuram Finance Limited 13,765
SKS Microfinance Limited 14,102
Sundaram Finance Limited 17,753
L&T Finance Holdings Limited 19,145
Aditya Birla Capital Limited 19,291
Mahindra & Mahindra Financial Services Limited 20,142
LIC Housing Finance Limited 21,173
Cholamandalam Investment and Finance Company Limited 23,245
Gruh Finance Limited 23,313
AU Small Finance Bank Limited 23,707
Shriram Transport Finance Company Limited 25,647
Muthoot Finance Limited 26,042
Rural Electrification Corporation Limited 27,224
Power Finance Corporation Limited 29,173
Bajaj Finserv Limited 143,129
Bajaj Finance Limited 249,322
Housing Development Finance Corporation Limited 381,351
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Investors
Also invests in Share %
Majesco Limited
3.9
S. P. Apparels Limited
2.9
Lakshmi Vilas Bank Limited
1.9
HG Infra Engineering Limited
1.8
GE Power India Limited
1.4
Delta Corp Limited
1.1
Kalpataru Power Transmission Limited
1.1
Ujjivan Financial Services Limited
1.1
Also invests in Share %
Capacite Infraprojects Limited
9.8
Ujjivan Financial Services Limited
5.8
Also invests in Share %
S Chand And Company Limited
8.1
Flexituff Ventures International Limited
7.7
Magma Fincorp Limited
7.4
Snowman Logistics Limited
6.8
Religare Enterprises Limited
6
Healthcare Global Enterprises Limited
5
Ujjivan Financial Services Limited
4.5
Equitas Holding Limited
4.2
Future Consumer Enterprise Limited
3.1
Ramkrishna Forgings Limited
2.4
AU Small Finance Bank Limited
2
Bandhan Bank Limited
1.8
Also invests in Share %
Ujjivan Financial Services Limited
2.9
Manappuram Finance Limited
1.8
Shilpa Medicare Limited
1.5
Also invests in Share %
Sobha Limited
7.5
Ujjivan Financial Services Limited
2.9
SpiceJet Ltd
1.9
Abbott India Limited
1.8
Natco Pharma Limited
1.3
BASF India Limited
1.3
Also invests in Share %
Bajaj Finserv Limited
39.2
Bajaj Electricals Limited
16.4
Ujjivan Financial Services Limited
2.6
Credit Analysis And Research Limited
1.7
Heidelberg Cement India Limited
1.3
Bajaj Hindusthan Limited
1.2
Also invests in Share %
Ujjivan Financial Services Limited
1.4
Maharashtra Scooters Limited
1.2
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Price
267.90 -6.70 (-2.44%)
Benchmarking
1792
Balance Sheet
  • Standalone
  • Consolidated
  • View Detailed
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
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Profit & Loss
  • Standalone
  • Consolidated
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(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
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Cash Flow
  • Standalone
  • Consolidated
(in Rs. Cr.) Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
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Ratios
= Dominant Factor
(in Rs. Cr.) Mar 2018 Mar 2019
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Quarterly Results
  • Standalone
  • Consolidated
(in Rs. Cr.) Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019