ICICI Prudential Life Insurance Company Ltd.

Financial

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Operational Metrics
Life Insurance Sector
Embedded Value	42337.0 Crs	47468.0 Crs	51260.0 Crs
Value Of New Business Margin (VNB)	26.7 %	26.3 %	28.1 %
Management Expense Ratio - Life Insurance	18.3 %	19.45 %	9.74 %
61 Month Persistency Ratio	63.5 %	51.1 %	58.1 %
13 Month Persistency Ratio	85.2 %	83.4 %	85.3 %
Commission Ratio - Life Insurance	9.7 %	8.02 %	4.8 %
AUM - Life Insurance	294140.0 Crs	292220.0 Crs	388920.0 Crs
New Business Performance - Life Insurance	939.91 Crs	1575.17 Crs	1688.41 Crs
Claim Settlement Ratio	98.7 %	99.7 %	98.39 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	98.06	75.98	75.53
5yr CAGR Net Profit	-6.51 %	1.38 %	5.34 %
Shareholdings
Promoter Holding	73.24 %	50.37 %	55.42 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.24 %	-8.49 %	-0.28 %
Change in Mutual Fund Holding (3 Yrs)	3.01 %	1.49 %	6.44 %

Business

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Product Wise Break-Up	Product Wise Break-Up Annuity 17.0 Variable Insurance 0 Pension 0 Life 0 Others 83.0	-	Product Wise Break-Up Variable Insurance 0.23 Annuity 7.04 Pension 18.06 Life 74.65 Others 0.02
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up India 0 Domestic 100.0	Location Wise Break-Up India 100.0 Domestic 0
Distribution Channel	Distribution Channel Agency 32.07 Bancassurance 29.87 Partnership Channel 13.49 Direct 13.09 Group 11.49 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0	Distribution Channel Direct 0 Bancassurance 0 Partnership Channel 0 Agency 0 Bancassurance 56.0 Group Premium 11.0 Agency 20.0 Group Savings 13.0 Group 0	Distribution Channel Direct 0 Bancassurance 52.0 Partnership Channel 0 Agency 18.0 Bancassurance & Broker 0 Group Protection 0 Agency & Direct 0 Group Savings 0 Group 0 Others 30.0
Investment Break-Up	Investment Break-Up Government securities 57.3 Other Approved investments 21.72 Investments in Infrastructure and Social Sector 19.16 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other Approved Securities 0 0 0 Others 1.82	Investment Break-Up Equity 7.92 Deep Discount Bonds 0.36 Government securities 0 Debenture 6.31 Government securities 53.06 Investment Property 0.49 CBLO/Repo Investments 2.51 Mutual Fund 0.15 Other Approved Securities 0 0 Infrastructure Investment Fund 0 Fixed Deposits 0.32 Other Approved investments 0 0 Other than Approved Investments 1.65 Investments in Infrastructure and Social Sector 12.77 Others 14.46	Investment Break-Up Equity 0 Deep Discount Bonds 0 Government securities 0 Debentures / Bonds 0 0 Investment Properties - Real Estate 0 CBLO/Repo Investments 0 Mutual Funds 0 Other Approved Securities 32.54 Government securities 51.47 Infrastructure Investment Fund 0 Fixed Deposit 0 Other Approved investments 0 Investments in Infrastructure and Social Sector 15.99 Other than Approved Investments 0 0
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Linked Life 46.03 Non participating 40.35 Participating Life 12.64 Linked Pension 0.85 Linked Group Pension 0 Linked Group Life 0 Annuity Non participating 0 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Participating 0 Unit linked(UL) 0 Unit Linked 0 Non Participating 0 Others 0.13	Premium Break-Up - Life Insurance Protection 29.0 Participating Life 0 Annuity 20.0 Unit Linked 0 Non Participating 0 Linked Life 0 Term 0 Linked Group Pension 0 Annuity Non participating 0 Unit linked(UL) 8.0 Linked Group Life 0 Group Savings 14.0 Participating 10.0 Linked Pension 0 Non participating 0 Non-Participating 19.0	Premium Break-Up - Life Insurance Protection 0 Participating Life 0 Annuity 0 Unit Linked 59.15 Non participating 32.57 Linked Life 0 Term 0 Linked Group Pension 0 Annuity Non participating 0 Unit linked(UL) 0 Linked Group Life 0 Group Savings 0 Participating 8.28 Linked Pension 0 Non participating 0 Non-Participating 0

ICICI Prudential Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Ltd.

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