Small Services

EFC (I) Ltd.

EFCIL

₹319.0

-1.36% (-4.4)

Market Cap

₹3,176 Cr.

P/E

28.15

EFC (I) Ltd.

Price
Growth Table
Balance Sheet
Profit & Loss
Cash Flow
Cash Flow Analysis
Ratios
Quarterly Results
Reverse DCF

FAQs on EFC (I) Ltd. Shareprice

Has the share price of EFC (I) grown faster than its competition?

EFC (I) has given better returns compared to its competitors.
EFC (I) has grown at ~91.38% over the last 2yrs while peers have grown at a median rate of 44.5%

Is EFC (I) stock expensive?

EFC (I) is not expensive.
Latest PE of EFC (I) is 28.15, while 3 year average PE is 66.31.
Also latest EV/EBITDA of EFC (I) is 9.97 while 3yr average is 15.2.

View FAQ's On Business

Growth Table

EFC (I) Ltd.
Abans Financial
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PTC India
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In %	1yr	2yr	3yr	4yr	5yr	6yr	7yr	8yr	9yr	10yr
Share Price CAGR	21.22	91.38	183	169	119	92.24	75.10	63.26	59.04	49.04
TTM EPS CAGR	88.08	—	14.94	—	50.85	38.11	—	30.94	45.19	40.17
Sales CAGR	56.57	154	2,638	—	597	160	118	82.42	71.70	62.72
PAT Margin (Abs Growth)	11.69	15.43	15.43	-355	16.58	12.88	14.90	15.47	14.34	13.63
PE CAGR	-35.55	—	146	—	45.24	39.19	—	24.68	9.54	6.33
CFO CAGR	-157	—	—	—	—	—	—	46.16	—	—

* Share price and PE growth are updated everyday. All other fields are as of latest financial year end. EPS adjusted for bonus and splits.

Balance Sheet

EFC (I) Ltd.
Abans Financial
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PTC India
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In Rs. Cr.	Mar'22	Mar'23	Mar'24	Mar'25
Assets	1.66	474	956	1,699
Non Current Assets	0.06	383	505	1,223
Net Block	0.00	341	427	294
Capital Work in Progress	0.00	19.18	28.34	—
Intangible Assets Under Development	—	0.15	0.47	—
Long Term Investments	0.06	0.01	0.35	5.25
Current Assets	1.60	94.74	450	476
Inventory	—	—	24.72	2.60
Accounts Receivable	—	14.58	120	98.31
Short Term Investments	—	—	—	—
Cash & Bank Balances	0.65	2.83	185	141
Liabilities	1.66	474	956	1,699
Shareholders Funds	1.65	72.53	427	543
Share Capital	0.70	6.83	9.96	19.91
Reserves	0.95	63.52	417	523
Non Current Liabilities	0.00	294	391	791
Secured Loans	—	15.63	90.11	—
Unsecured Loans	—	38.15	21.59	211
Current Liabilities	0.01	105	134	327
Accounts Payable	—	14.76	46.67	80.76
Short Term Loans	—	4.63	3.47	19.93

Balance Sheet Snapshot

No data available.

Fund Flow Analysis

Increase
Decrease
Total

No data available.

*Data is as of latest FY end

Profit & Loss

EFC (I) Ltd.
Abans Financial
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PTC India
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In Rs. Cr.	Mar'22	Mar'23	Mar'24	TTM
Sales	—	103	410	657
Operating Expenses	0.09	47.80	237	329
Raw Material	—	—	—	235
Material Cost (%)	0.00	0.00	20.97	35.53
Employee Cost	0.02	5.13	14.03	31.28
Power & Fuel Cost	—	7.14	15.37	—
Operating Profit	-0.09	55.41	173	328
Other Income	0.11	0.85	18.46	17.52
OPM (%)	0.00	53.69	42.28	49.89
Depreciation and Amortisation	—	34.50	75.63	99.67
Interest	0.00	14.57	35.32	45.68
Profit Before Tax	0.02	7.19	80.97	200
Tax	0.01	3.33	17.67	59.07
Net Profit	0.01	4.34	57.98	141
Number of shares(Crs)	0.07	0.66	4.98	—
Dividend Payout Ratio(%)	0.00	0.00	0.00	—

TTM Values as of Mar 2025

Cash Flow

EFC (I) Ltd.
Abans Financial
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PTC India
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In Rs. Cr.	Mar'22	Mar'23	Mar'24	Mar'25
Cash from Operating Activity	-0.10	-50.92	29.11	134
Profit Before Tax	0.02	7.19	80.97	200
Adjustments	-0.10	7.93	102	-15.42
OCF Before Working Capital	-0.08	15.11	183	184
Working Capital Changes	-0.00	-61.59	-147	-28.72
Taxes Paid	-0.01	-4.45	-6.39	-22.03
Cash from Investing Activity	0.74	-35.46	-110	-105
Net Fixed Assets Purchased	0.00	-20.18	-121	-145
Fixed Assets Purchased	—	-20.18	-122	-145
Fixed Assets Sold	—	—	1.17	—
Investment Purchased	—	—	-13.69	-3.19
Investment Sold	—	0.06	—	—
Interest Recieved	0.11	0.02	9.32	9.18
Dividends Recieved	—	—	—	—
Subsidiary Investments	—	—	—	—
Cash from Financing Activity	—	88.56	263	-24.37
Proceeds From Shares	—	—	—	—
Net Long Term Borrowings	0.00	0.00	0.00	-49.82
Proceeds From Borrowings	—	—	—	—
Repayment From Borrowings	—	—	—	-49.82
Interest Paid	—	-1.37	-35.32	—
Dividend Paid	—	—	—	—
Net Cash Flow	0.64	2.18	182	4.18
Opening Cash & Cash Equivalents	0.01	0.65	2.83	12.93
Effect of FX	—	—	—	—
Closing Cash & Cash Equivalents	0.65	2.83	185	17.11
Net Capex (est)	0.00	20.18	121	145
Free Cash Flow (est)	-0.10	-71.10	-91.57	-11.14

Cash Flow Analysis

Increase
Decrease
Total

No data available.

Ratios

= Dominant Factor

EFC (I) Ltd.
Abans Financial
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PTC India
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	Mar'22	Mar'23	Mar'24
Operational Ratios
Quick Ratio	135	0.90	3.16
Liquid Assets (Crs)	1.60	94.74	426
Current Liabilities (Crs)	0.01	105	134
Current Ratio	135	0.90	3.35
Current Assets (Crs)	1.60	94.74	450
Current Liabilities (Crs)	0.01	105	134
Interest Coverage Ratio	192	1.49	3.29
EBIT (Crs)	0.02	21.76	116
Interest Expenses (Crs)	0.00	14.57	35.32
Fixed Asset Turnover	0.00	0.25	0.66
Net Sales (Crs)	0.00	103	410
Fixed Assets (Crs)	0.00	418	620
Cash Conversion Cycle	0.00	51.57	-48.62
Inventory Days	—	0.00	21.99
Days Receivable	—	51.57	59.66
Days Payable	—	—	130
Debt to Equity Ratio	0.00	0.81	0.27
Total Debt (Crs)	0.00	58.41	115
Shareholders Equity (Crs)	1.65	72.53	427
Free Cash Flow/Sales (%)	0.00	-68.89	-22.32
Free Cash Flow(est) (Crs)	-0.10	-71.10	-91.57
Net Sales (Crs)	0.00	103	410
Profitability Ratios
Gross Margin (%)	100.00	100.00	79.03
Op Profit Margin (%)	0.00	53.69	42.28
Operating Profit (Crs)	0.02	56.26	192
Net Sales (Crs)	0.00	103	410
Net Profit Margin (%)	0.00	4.20	14.13
Net Profit (Crs)	0.01	4.34	57.98
Net Sales (Crs)	0.00	103	410
ROCE (%)	1.17	5.90	14.15
EBIT (Crs)	0.02	21.76	116
Capital Employed (Crs)	1.65	369	822
Return on Assets (%)	0.76	0.91	6.06
Net Profit (Crs)	0.01	4.34	57.98
Total Assets (Crs)	1.66	474	956
ROIC (%)	-6.09	3.24	13.05
Op Profit after Taxes (Crs)	-0.06	11.24	76.49
Invested Capital (Crs)	0.94	346	586
ROE (%)	0.76	5.98	13.59
Net Profit Margin (%)	0.00	4.20	14.13
Asset Turnover ratio	0.00	0.22	0.43
Equity Multiplier	1.01	6.54	2.24
Adjusted EPS	0.02	0.64	5.82
Valuation Ratios
P/E	0.00	149	28.36
Price to Book	0.00	9.17	3.85
EV/EBITDA	2.45	12.45	8.20
Dividend Yield (%)	—	0.00	0.00

Quarterly Results

EFC (I) Ltd.
Abans Financial
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PTC India
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In Rs. Cr.	Dec'22	Mar'23	Jun'23	Sep'23	Dec'23	Mar'24	Jun'24	Sep'24	Dec'24	Mar'25
Net Sales	26.32	60.32	56.42	97.76	172	93.20	102	166	177	211
Operating Expenses	21.03	25.19	27.29	57.65	111	40.88	55.67	87.10	84.59	102
Increase/Decrease in Stock	0.00	0.00	0.00	0.00	85.55	-2.78	0.00	0.00	0.00	-1.80
Raw Material	0.00	19.65	19.94	49.01	12.81	22.12	34.80	60.10	67.22	72.99
Employee Cost	1.04	2.73	2.22	3.50	3.73	4.58	4.58	5.92	7.97	12.81
Selling and Distribution Expenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Electricity, Power & Fuel Cost	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gen_AdminExpenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Miscellaneous Expenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Profit	5.28	35.13	29.13	40.10	61.06	52.31	46.38	79.34	92.65	109
Other Income	0.07	0.43	0.62	1.18	1.60	5.92	3.23	4.64	4.27	5.38
Interest	1.72	6.46	10.10	7.04	11.32	6.85	5.45	7.33	18.38	14.52
PBDT	3.63	29.11	19.65	34.23	51.34	51.38	44.17	76.65	78.53	100
Depreciation and Amortization	0.37	15.56	16.68	19.60	19.96	19.38	22.81	20.98	26.26	29.63
Profit Before Tax	3.26	13.54	2.96	14.63	31.38	32.00	21.36	55.67	52.28	70.54
Tax	1.12	4.39	-0.22	3.56	10.26	4.06	5.58	19.11	11.80	22.57
Profit After Tax	2.14	9.15	3.18	11.07	21.12	27.94	15.77	36.56	40.47	47.97
Exceptional Items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	2.14	8.84	3.18	8.30	16.53	27.95	15.13	28.93	37.94	30.81
Quarterly Ratios
EPS	0.35	1.29	0.41	1.04	2.07	2.81	1.52	3.03	3.81	3.10
Operating Profit Margin	20.08	58.24	51.62	41.02	35.48	56.13	45.45	47.67	52.27	51.80
Net Profit Margin	8.14	15.17	5.63	11.33	12.27	29.97	15.45	21.97	22.83	22.73

Reverse DCF

Earnings

Discount Rate (%)

Terminal Multiple

5 YEAR

10 YEAR

20 YEAR

37.20%

Implied Growth Rate over a 5 year period*

12.50%

Implied Growth Rate over a 10 year period*

5.50%

Implied Growth Rate over a 20 year period*

*Implied Growth calculated using Newton-Raphson method.

Learn how to use Reverse DCF

FAQs on EFC (I) Ltd. Financials

How strong is EFC (I) balance sheet?

Balance sheet of EFC (I) is strong.
It shouldn't have solvency or liquidity issues.

Is the debt of EFC (I) increasing or decreasing?

Yes, The net debt of EFC (I) is increasing.
Latest net debt of EFC (I) is ₹89.6 Crs as of Mar-25.
This is greater than Mar-24 when it was -₹254.53 Crs.

Is the profitablity of EFC (I) improving?

Yes, profit is increasing.
The profit of EFC (I) is ₹141 Crs for TTM, ₹57.98 Crs for Mar 2024 and ₹4.34 Crs for Mar 2023.

Does EFC (I) pay decent dividends?

The company seems to be paying a very low dividend.
Investors need to see where the company is allocating its profits.
EFC (I) latest dividend payout ratio is 0% and 3yr average dividend payout ratio is 0%

How has EFC (I) allocated its funds?

Companies resources are allocated to majorly unproductive assets like Cash & Short Term Investments

View FAQ's On Shareholding

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EFC (I) Ltd.

EFC (I) Ltd.

Has the share price of EFC (I) grown faster than its competition?

Is EFC (I) stock expensive?

How strong is EFC (I) balance sheet?

Is the debt of EFC (I) increasing or decreasing?

Is the profitablity of EFC (I) improving?

Does EFC (I) pay decent dividends?

How has EFC (I) allocated its funds?

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