Aryaman Financial Services Ltd. benchmarking: Perfomance to industry peers

Financial

	Aryaman Fin Service	STEL Holdings	VLS Finance
Operational Metrics
Financials
5 yr Average ROE	13.79 %	1.28 %	6.23 %
5yr average Equity Multiplier	2.2	1.03	1.21
5yr Average Asset Turnover Ratio	0.76	0.02	0.06
5yr Avg Net Profit Margin	13.62 %	71.82 %	76.91 %
Price to Book	5.58	0.48	0.34
P/E	20.58	52.43	0.0
5yr Avg Cash Conversion Cycle	46.26 Days	0.0	32.28 Days
Inventory Days	91.69 Days	0.0	0.0
Days Receivable	1.19 Days	0.0	32.28 Days
Days Payable	3.31 Days	5.25 Days	0.02 Days
5yr Average Interest Coverage Ratio	6.87	0.0	2449.94
5yr Avg ROCE	14.51 %	1.67 %	5.47 %
5yr Avg Operating Profit Margin	24.72 %	96.49 %	81.15 %
5 yr average Debt to Equity	0.62	0.0	0.0
5yr CAGR Net Profit	110.15 %	12.9 %	-26.9 %
5yr Average Return on Assets	6.73 %	1.25 %	5.09 %
Shareholdings
Promoter Holding	63.92 %	70.83 %	52.02 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	1.75 %	9.65 %	6.26 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Aryaman Fin Service	STEL Holdings	VLS Finance
Product Wise Break-Up	Product Wise Break-Up 0 Net gain on fair value changes 0 Dividend Income 0 Interest Income 0 Income from Investments 0 Sale of Shares/Securities 0 Others 100	Product Wise Break-Up Sale of Shares/Securities 0 Interest Income 0 Net gain on fair value changes 0 Income from Investments 0 Dividend Income 0 Dividend 100.0	Product Wise Break-Up Sale of Shares/Securities 0 Interest income 1.96 Net gain on fair value changes 96.73 Income from Investments 0 Dividend Income 1.25 0 Others 0.06