Bank Of Maharashtra

MAHABANK

₹56.08

0.23% (0.13)

Market Cap

₹43,119 Cr.

P/E

7.78

Key Ratios

Edit Ratio's

Market cap

43,119 Cr

7.78

Prom Holding

79.60 %

ROE (%)

24.41

ROCE (%)

16.74

Div Yield (%)

2.67

Sales

24,947 Cr

OPM (%)

0.00 %

Debt to Equity

0.89

Edit Ratio's

About

Established in 1935 with a capital of Rs10 Lakh, Bank of Maharashtra is a public sector bank w… Read more

Low

52W Range

High

Timeline

Key company specific updates

Company Timeline

Custom financial statementNew

Edit rows

In Rs. Cr.	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025

In Rs. Cr.	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Balance sheet
Advances	1,07,563	95,515	85,797	82,666	86,872	1,02,405	1,31,170	1,71,221	2,00,240	2,36,084
Deposits	1,38,980	1,39,040	1,38,967	1,40,636	1,50,050	1,73,989	2,02,275	2,34,064	2,70,726	3,07,120
Profit & Loss
Total Income	14,073	13,571	12,603	12,398	13,146	14,498	15,672	18,180	23,493	28,403
Net Profit	118	-1,356	-1,112	-4,763	399	571	1,153	2,605	4,072	5,542
Cash flow
Net Cash Flow	2,567	7,322	-758	-6,729	1,292	2,495	6,974	-1,387	11,783	11,883
Dividend Paid	-102	—	—	—	—	—	-337	-337	-875	-991
Ratios
Return On Assets (%)	0.07	-0.86	-0.72	-2.98	0.23	0.30	0.54	1.04	1.41	1.63
ROE (%)	1.38	-19.85	-15.06	-71.14	5.50	5.31	9.75	19.42	24.77	24.41

Forensics

9 Yes

Positive for this company

2 Neutral

Neutral for this company

5 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Pledge

Promoters have not pledged a significant portion of their holding
Retail Holding

Retail has been selling the stock which is usually a good time to buy
Promoter Holding

Promoter has not sold any shares in the last 90 days
Contingent Liabilities

Company has significant contigent liabilities which can be risky
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE Strength

Roe of the company is consistently strong
Cost to Income Ratio

Operational cost of company is trending down
ROE

Net profit margin is responsible for roe increase over last 10 years
Share price

Share price has increased over last 10 years due to earnings
Net Interest Margin

Net interest margin of the company is trending up
Net NPA

Npa's of the company is currently under control
Sales Growth

Sales of the company has grown at a good pace
Balance Sheet - Strength

Latest bs is strong, however historically company bs has shown some weakness
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Current vs Historic Valuation

Company is trading at a premium to 3yr historic valuations
Margin Stability

Margins of the company are volatile

Market Share

1.29 %

(as of Mar 25)

Historic

Bank Advances - Market Share

1.36 %

(as of Mar 25)

Historic

Bank Deposits - Market Share

0.02 %

(as of May 25)

Historic

Credit Card Transactions - Market Share

1.13 %

(as of Mar 25)

Historic

Debit Card Transactions - Market Share

0.98 %

(as of Dec 24)

Historic

Housing Loan - Market Share

0.19 %

(as of May 25)

Historic

Internet Banking - Market Share

1.36 %

(as of Mar 25)

Historic

Mobile Banking Transactions - Market Share

1.32 %

(as of Mar 25)

Historic

Net Interest Income(NII) - Market Share

Revenue mix

Segment Break-Up

Loan Break-Up

Loan Break-Up - Agriculture Sector

Loan Break-Up - MSME Sector (Incl. Priority & Non-Priority

Loan Break-Up - Retail Sector

Location Wise Break-Up

Operating Profit Break-Up

Borrowings Break-Up

Asset Break-Up

NPA Break-Up

NPA Break-Up - Retail

Operational Metrics

Net Interest Margin (%)

Bank Of Maharashtra

Net Interest Margin (%)
Source
Yield On Advances (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Credit Deposit Ratio (%)
Source
Cost To Income Ratio (%)
Source
Fresh Slippages - Quarterly (Crs)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier 2 Capital (%)
Source
Tier I Capital (%)
Source
Cost of Borrowing (%)
Source

Peer Comparison

Peer Name	Latest Price	PE	Market cap(Cr)	Prom Holding(%)	YoY Qtly Sales(%)	ROCE (%)	ROE (%)
Bank of Maharashtra	56.08	7.77	43,042	79.6	23.12	16.74	24.41
UCO Bank	31.61	16.07	39,663	90.95	15.1	11.06	9.39
CentralBank of India	38.31	8.86	34,839	89.27	3.37	9.21	12.47
Bank Of India	114.98	5.46	52,151	73.38	13.71	11.92	13.72
Punjab & Sind Bank	31.59	21.97	22,316	93.85	27.31	5.98	4.15
Indian Overseas Bank	38.61	22.05	74,870	94.61	15.09	10.28	12.65
Indian Bank	635.1	7.55	85,014	73.84	8.38	17.3	18.54
Canara Bank	113.67	5.78	1,01,455	62.93	7.54	17.4	19.05

Corporate Actions

Consolidated Dividend

DATE

DETAILS

2025, May 09

Dividend Dividend of Rs.1.5 per share

2024, May 10

Dividend Dividend of Rs.1.4 per share

2023, May 23

Dividend Dividend of Rs.1.3 per share

2022, Jun 20

Dividend Dividend of Rs.0.5 per share

2015, Jun 19

Dividend Dividend of Rs.0.8 per share

Suppliers

Airan Ltd.

FAQs on Bank Of Maharashtra Business

What does Bank of Maharashtra do?

Established in 1935, Bank of Maharashtra is a public sector bank with the largest branch network in Maharashtra offering a range of services including personal banking, NRI banking, agricultural and SME services.

Who are the competitors of Bank of Maharashtra?

Bank of Maharashtra major competitors are UCO Bank, CentralBank of India, Bank Of India, Punjab & Sind Bank, Indian Overseas Bank, Indian Bank, Canara Bank.
Market Cap of Bank of Maharashtra is ₹43,042 Crs.
While the median market cap of its peers are ₹52,151 Crs.

Is Bank of Maharashtra financially stable compared to its competitors?

Bank of Maharashtra seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Discussions & Analysis

Banking Sector

Why Bank Valuations Are Different - FinShiksha

Berkshire on Bank Valuations - BRK Annual Meeting

Deep Dive Into Indian Banking - Ananth Narayan

A Primer on AT1 and Tier 2 Bonds - Kirtan A Shah

Banking Sector: Commonly Used Terms - Kirtan Shah

What Is Co-Lending? - Sahil Sharma

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Raw Material

Bank Of Maharashtra

Bank Of Maharashtra

Key Ratios

About

Timeline

Company Timeline

9 Yes

2 Neutral

5 No

0 No Data

Accounting & Shareholding

Pledge

Retail Holding

Promoter Holding

Contingent Liabilities

Other Income

Price & Performance

ROE Strength

Cost to Income Ratio

ROE

Share price

Net Interest Margin

Net NPA

Sales Growth

Balance Sheet - Strength

Cost Of Borrowing

Current vs Historic Valuation

Margin Stability

Segment Break-Up

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Loan Break-Up

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Loan Break-Up - Agriculture Sector

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Loan Break-Up - MSME Sector (Incl. Priority & Non-Priority

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Loan Break-Up - Retail Sector

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Location Wise Break-Up

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Operating Profit Break-Up

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Borrowings Break-Up

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Asset Break-Up

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NPA Break-Up

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NPA Break-Up - Retail

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Net Interest Margin (%)

Net Interest Margin (%)

What does Bank of Maharashtra do?

Who are the competitors of Bank of Maharashtra?

Is Bank of Maharashtra financially stable compared to its competitors?

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