Capri Global Capital Ltd.

Financial

	Capri Global Capital	Five Star Business	CreditAccess Grameen
Operational Metrics
Banking Sector
Fresh Slippages - Quarterly	40.01 Crs	n/a	n/a
Net Interest Margin	8.9 %	16.43 %	12.8 %
NBFC
Cost To Income Ratio	46.5 %	41.34 %	33.5 %
Cost of Borrowing	9.7 %	n/a	9.7 %
AUM - NBFC	22857.3 Crs	12460.0 Crs	26055.0 Crs
Capital to Risks Assets Ratio (CRAR)	34.5 %	49.15 %	25.5 %
Tier I Capital	n/a	69.93 %	24.6 %
Gross NPA	1.7 %	2.46 %	4.7 %
Net NPA	1.0 %	n/a	1.78 %
Tier I Capital	n/a	69.93 %	24.6 %
Financials
5 yr Average ROE	8.9 %	11.63 %	11.59 %
5yr average Equity Multiplier	3.56	2.32	4.33
5yr Average Asset Turnover Ratio	0.14	0.18	0.17
5yr Avg Net Profit Margin	18.71 %	29.63 %	15.77 %
Price to Book	4.2	2.73	2.86
P/E	31.27	15.83	102.55
5yr Avg Cash Conversion Cycle	13.8 Days	n/a	n/a
Inventory Days	0.0	n/a	n/a
Days Receivable	13.8 Days	n/a	n/a
Days Payable	0.0	n/a	n/a
5yr Average Interest Coverage Ratio	1.67	n/a	n/a
5yr Avg ROCE	9.04 %	n/a	n/a
5yr Avg Operating Profit Margin	63.97 %	n/a	n/a
5 yr average Debt to Equity	2.27	n/a	n/a
5yr CAGR Net Profit	11.58 %	n/a	n/a
5yr Average Return on Assets	2.55 %	n/a	n/a
Shareholdings
Promoter Holding	59.95 %	21.47 %	66.43 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-14.73 %	-13.4 %	-7.39 %
Change in Mutual Fund Holding (3 Yrs)	6.15 %	4.82 %	-0.13 %

Business

	Capri Global Capital	Five Star Business	CreditAccess Grameen
Product Wise Break-Up	Product Wise Break-Up Interest Income 80.65 Fee & Commission income 8.39 Net gain on fair value changes 0.61 Dividend income 0 Fees and commission 0 Others 10.35	-	Product Wise Break-Up Dividend income 0 Fee & Commission income 0 Interest Income 0 Fee & Commission income 1.79 Net gain on fair value changes 0.63 Others 97.58
Loan Break-Up	Loan Break-Up Gold Loan 62.6 Construction Finance 14.08 Home loans 8.61 Indirect Retail Lending 7.36 MSME Sector 7.35	-	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Madhya pradesh 0 Tamil Nadu 0 Maharashtra 0 Karnataka 0	Location Wise Break-Up Karnataka 0 Madhya pradesh 0 Tamil Nadu 0 India 100.0 Maharashtra 0	Location Wise Break-Up Karnataka 31.1 Madhya Pradesh 8.23 Tamil Nadu 18.63 India 0 Maharashtra 21.43 Others 20.61
Borrowings Break-Up	Borrowings Break-Up Loan From Banks 94.57 Loan From Banks 3.65 Debt Securities 1.46 From Banks (Overdraft) 0 ECB 0 NCD 0 Bank Term Loans 0 Loans repayable on demand 0 Borrowings under Securitisation 0 External commercial borrowings 0 Non-banking financial companies 0 Financial institutions 0 Banks 0 Others 0.32	Borrowings Break-Up Loans repayable on demand 0 Banks 0 Borrowings under Securitisation 16.83 External commercial borrowing 0.99 Loan From Banks 0 Term Loans 55.45 Non-banking financial companies 0 Financial institutions 0 Non-Convertible Debentures 9.9 External commercial borrowings 0 Debt Securities 0 From Banks (Overdraft) 0 Others 16.83	Borrowings Break-Up Loans repayable on demand 0 Banking 64.29 Borrowings under Securitisation 0 ECB 0 Loan From Banks 0 Bank Term Loans 0 NBFC 2.45 Financial Services 9.49 NCD 0 External Commercial Borrowings 22.48 Debt Securities 0 From Banks (Overdraft) 0 Others 1.29
AUM Break-Up - NBFC	AUM Break-Up - NBFC Gold Loan 35.18 MSME Sector 23.09 Home loans 22.76 Construction Finance 18.08 Indirect Retail Lending 0.88 Retail Finance 0 Emergency Loans 0 Home Improvement Loans 0 Family Welfare Loans 0 Income Generation Loans 0 Others 0.01	-	AUM Break-Up - NBFC Gold Loan 0 MSME Sector 0 Home loans 4.72 Emergency Loans 0.02 Home loans 0 Family Welfare Loans 0.84 Construction Finance 0 Income Generation Loans 91.53 Consumer Finance 2.9 Indirect Retail Lending 0

Capri Global Capital Ltd.

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