Five-Star Business Finance Ltd. benchmarking: Perfomance to industry peers

Financial

	Five Star Business	IFCI	Capri Global Capital
Operational Metrics
Banks
Net NPA	1.94 %	n/a	n/a
Net Interest Margin	16.04 %	-5.9 %	9.5 %
NBFC
AUM - NBFC	12960.0 Crs	n/a	27040.1 Crs
Gross NPA	3.18 %	49.1 %	1.3 %
Cost To Income Ratio	41.93 %	n/a	49.4 %
Tier I Capital	69.93 %	-48.36 %	n/a
Unclassified
Capital to Risks Assets Ratio (CRAR)	51.63 %	-48.4 %	32.9 %
Financials
5 yr Average ROE	11.63 %	-23.64 %	9.02 %
5yr average Equity Multiplier	2.32	4.33	3.98
5yr Average Asset Turnover Ratio	0.18	0.1	0.13
5yr Avg Net Profit Margin	29.63 %	-41.97 %	17.15 %
5yr Avg Net Profit Margin	29.63 %	-41.97 %	n/a
5yr CAGR Net Profit	73.66 %	n/a	n/a
5yr CAGR Sales	64.84 %	1.63 %	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.9	1.71	2.44
P/E	11.7	38.29	19.31
Shareholdings
Promoter Holding	18.56 %	72.57 %	59.92 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-16.31 %	6.22 %	-14.72 %
Change in Mutual Fund Holding (3 Yrs)	9.4 %	0.1 %	6.52 %

Business

	Five Star Business	IFCI	Capri Global Capital
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	Location Wise Break-Up Rest of the World 0 India 100.0
Borrowings Break-Up	Borrowings Break-Up Term Loans 57.43 Borrowings under Securitisation 14.85 Non-Convertible Debentures 9.9 External commercial borrowing 0.99 Loans repayable on demand 0 Subordinate Bonds 0 NCDs 0 Private Placement Bonds 0 Tax Free Bonds 0 Foreign Currency(KFW Line) 0 Public NCDs 0 Infrastructure Bonds 0 Zero Coupon Bonds 0 Bank Loan 0 Debt Securities 0 Term Loans from Banks 0 From Banks (Cash Credit) 0 From Banks (Overdraft) 0 Others 16.83	Borrowings Break-Up Debt Securities 0 Private Placement Bonds 32.27 Borrowings under Securitisation 0 Tax Free Bonds 1.91 Loans repayable on demand 0 Non-Convertible Debentures 0 Foreign Currency Borrowings 2.63 Bank Loan 32.01 Public NCDs 12.18 Subordinate Bonds 8.11 Term Loans from Banks 0 NCD 5.05 Term Loans 0 Infrastructure Bonds 4.45 From Banks (Cash Credit) 0 Zero Coupon Bonds 1.39 From Banks (Overdraft) 0 External commercial borrowing 0	Borrowings Break-Up Debt Securities 3.27 Private Placement Bonds 0 Borrowings under Securitisation 0 Tax Free Bonds 0 Loans repayable on demand 0 Non-Convertible Debentures 0 Foreign Currency(KFW Line) 0 Bank Loan 0 Public NCDs 0 Subordinate Bonds 0 Loan From Banks 94.03 NCDs 0 Term Loans 0 Infrastructure Bonds 0 Loan From Banks 2.53 Zero Coupon Bonds 0 From Banks (Overdraft) 0 External commercial borrowing 0 Others 0.17
Segment Wise Break-Up	Segment Wise Break-Up Loans 100.0	-	-

Five-Star Business Finance Ltd.

Five-Star Business Finance Ltd.

Financial

Business

SIGN UP FOR FREE