General Insurance Corporation of India benchmarking: Perfomance to industry peers

Financial

	General Ins. Corp	Aditya Birla Capital	Max Financial
Operational Metrics
General Insurance Sector
Yield On Total Investments - General Insurance	11.79 %	7.36 %	n/a
Combined Ratio	103.56 %	115.0 %	95.0 %
Monthly Gross Direct Premium Income (GDPI)	3455.69 Crs	417.34 Crs	290.55 Crs
Risk Retention Ratio	91.0 %	97.29 %	77.0 %
Float	50038.15 Crs	1869.36 Crs	n/a
Financials
5 yr Average ROE	0.0	13.25 %	8.99 %
5yr average Equity Multiplier	n/a	8.97	34.99
5yr Average Asset Turnover Ratio	n/a	0.15	0.27
5yr Avg Net Profit Margin	n/a	9.79 %	0.96 %
P/E	7.91	23.45	194.16
5yr CAGR Net Profit	30.13 %	n/a	n/a
Shareholdings
Promoter Holding	82.4 %	68.7 %	1.71 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-3.38 %	-2.36 %	-13.01 %
Change in Mutual Fund Holding (3 Yrs)	0.67 %	5.45 %	10.61 %

	General Ins. Corp	Aditya Birla Capital	Max Financial
Product Wise Break-Up	Product Wise Break-Up FIRE INSURANCE 29.0 Health 20.0 Agricultural 17.0 Motors 15.0 Life Insurance Business 4.0 MARINE 0 FL/Credit 0 Oth. Misc. 0 PERSONAL ACCIDENT 0 Liability 0 WORKMEN`S COMPENSATION 0 ENGINEERING 0 AVIATION 0 Rental 0 Dividend Income 0 Interest Income 0 Services 0 0 Net gain on fair value changes 0 Others 15.0	-	Product Wise Break-Up Interest Income 1.18 FL/Credit 0 Dividend Income 0.01 MARINE 0 AVIATION 0 FIRE INSURANCE 0 Motors 0 Liability 0 Services 0 Rental 0.01 Health 0 ENGINEERING 0 PERSONAL ACCIDENT 0 Oth. Misc. 0 WORKMEN`S COMPENSATION 0 Life Insurance Business 0 Net gain on fair value changes 0 0 Agricultural 0 Others 98.8
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0.05 India 99.95	Location Wise Break-Up Rest of the World 0 India 100.0
Investment Break-Up	Investment Break-Up Government securities 40.62 Other Approved investments 38.6 Investments in Infrastructure and Social Sector 12.6 Other than Approved Investment 8.07 Other Approved investments 0 Other Approved Securities 0 0 Others 0.11	-	Investment Break-Up Other Approved investments 33.57 Investments in Infrastructure and Social Sector 13.96 Government securities 45.12 Other than Approved Investment 0 Other Approved investments 7.31 Government securities 0 Others 0.04