ICICI Prudential Life Insurance Company Ltd. benchmarking: Perfomance to industry peers

Financial

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Operational Metrics
Life Insurance
Embedded Value	50501.0 Crs	59540.0 Crs	76000.0 Crs
Value Of New Business Margin (VNB)	24.5 %	24.5 %	27.5 %
Management Expense Ratio - Life Insurance	17.5 %	21.3 %	11.0 %
61 Month Persistency Ratio	59.4 %	62.0 %	54.85 %
13 Month Persistency Ratio	82.4 %	86.0 %	84.51 %
Commission Ratio - Life Insurance	10.3 %	12.0 %	4.94 %
AUM - Life Insurance	321494.0 Crs	359999.0 Crs	481460.0 Crs
New Business Performance - Life Insurance	1773.16 Crs	2828.81 Crs	3185.01 Crs
Claim Settlement Ratio	99.6 %	99.8 %	99.4 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	67.57	87.02	82.64
5yr CAGR Net Profit	4.39 %	5.88 %	10.64 %
Shareholdings
Promoter Holding	72.93 %	50.25 %	55.36 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.42 %	-0.07 %	-0.1 %
Change in Mutual Fund Holding (3 Yrs)	2.63 %	7.18 %	3.33 %

Business

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Product Wise Break-Up	Product Wise Break-Up Annuity 4.8 Variable Insurance 0 Pension 0 Life 0 Others 95.2	-	Product Wise Break-Up Annuity 6.96 Life 82.95 Variable Insurance 0.11 Pension 9.95 Others 0.03
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Bancassurance 30.6 Agency 24.8 Group 17.1 Direct 14.9 Partnership Channel 12.6 Broker 0	Distribution Channel Group 0 Group Savings 22.0 Bancassurance 50.0 Broker 11.0 Agency 17.0 Partnership Channel 0	Distribution Channel Group 0 Direct 0 Bancassurance 48.0 Broker 0 Agency 20.0 Partnership Channel 0 Others 32.0
Investment Break-Up	Investment Break-Up Government securities 49.6 Other Approved investments 26.93 Investments in Infrastructure and Social Sector 21.45 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other Approved Securities 0 0 0 Others 2.02	Investment Break-Up Government securities 0 Fixed Deposits 0.32 0 Infrastructure Investment Fund 0 Other Approved Securities 0 Mutual Fund 0.15 Other than Approved Investments 1.65 Equity 7.92 CBLO/Repo Investments 2.51 Investments in Infrastructure and Social Sector 12.77 0 Other Approved investments 0 Investment Property 0.49 Deep Discount Bonds 0.36 Debenture 6.31 Government securities 53.06 Others 14.46	Investment Break-Up Government securities 0 Fixed Deposit 0 Government securities 49.57 Infrastructure Investment Fund 0 Other Approved Securities 35.47 Mutual Funds 0 Other than Approved Investments 0 Equity 0 CBLO/Repo Investments 0 0 Investments in Infrastructure and Social Sector 14.96 Other Approved investments 0 Investment Properties - Real Estate 0 Deep Discount Bonds 0 Debentures / Bonds 0 0
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Linked Life 44.68 Non participating 44.27 Participating Life 8.86 Linked Pension 1.53 Linked Group Pension 0 Linked Group Life 0 Annuity Non participating 0 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Participating 0 Unit linked(UL) 0 Unit Linked 0 Non Participating 0 Others 0.66	Premium Break-Up - Life Insurance Linked Life 0 Linked Group Life 0 Non Participating 0 Linked Pension 0 Annuity 16.0 Term 0 Participating Life 0 Annuity Non participating 0 Linked Group Pension 0 Unit linked(UL) 19.0 Non participating 0 Protection 29.0 Group Savings 18.0 Participating 11.0 Non-Participating 7.0 Unit Linked 0	Premium Break-Up - Life Insurance Linked Life 0 Linked Group Life 0 Non participating 48.87 Linked Pension 0 Annuity 0 Term 0 Participating Life 0 Annuity Non participating 0 Linked Group Pension 0 Unit linked(UL) 0 Non participating 0 Protection 0 Group Savings 0 Participating 8.42 Non-Participating 0 Unit Linked 42.69 Others 0.02

ICICI Prudential Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Ltd.

Financial

Business

SIGN UP FOR FREE