IFCI Ltd.

Financial

	IFCI	SBFC Finance	Five Star Business
Operational Metrics
Banking Sector
Net Interest Margin	-5.9 %	10.25 %	16.43 %
Fresh Slippages - Quarterly	59.2 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	-48.4 %	34.3 %	49.15 %
Tier I Capital	-48.36 %	n/a	69.93 %
Yield On Advances	12.02 %	17.99 %	n/a
NBFC
Cost of Borrowing	9.1 %	9.32 %	n/a
Gross NPA	49.1 %	n/a	2.46 %
Net NPA	83.8 %	n/a	n/a
Financials
5 yr Average ROE	-24.91 %	8.26 %	11.63 %
5yr average Equity Multiplier	4.53	3.09	2.32
5yr Average Asset Turnover Ratio	0.11	0.13	0.18
5yr Avg Net Profit Margin	-45.4 %	20.59 %	29.63 %
5yr Avg Net Profit Margin	-45.4 %	20.59 %	29.63 %
5yr CAGR Net Profit	n/a	39.86 %	73.66 %
5yr CAGR Sales	-3.62 %	19.64 %	64.84 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.64	3.57	2.73
P/E	44.56	33.02	15.86
Shareholdings
Promoter Holding	72.57 %	53.19 %	21.47 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	7.71 %	-10.86 %	-13.4 %
Change in Mutual Fund Holding (3 Yrs)	0.09 %	3.72 %	4.82 %

Business

	IFCI	SBFC Finance	Five Star Business
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 36.57 Interest Income 25.66 Service 19.72 Net gain on fair value changes 14.41 Rental Income 3.62 Dividend 0.01 0 Others 0.01	-	-
Loan Break-Up	Loan Break-Up STL 37.06 Project Loan 32.49 Corporate Banking 28.91 LAS 1.54 Unsecured Loan 0 Loan against Property 0 Loans against Gold 0 Secured MSME Loans 0	Loan Break-Up Unsecured Loan 0 Project Loan 0 Loans against Gold 17.0 Loan against Property 0 Corporate Banking 0 LAS 0 STL 0 Secured MSME Loans 83.0	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	-	Location Wise Break-Up India 100.0 Rest of the World 0
Verticals	Verticals Manufacturing 28.15 Infra - Energy 23.76 Infra - Transport & Logistics 14.28 Service 12.5 Real Estate 9.77 Holding Co 2.85 Infra - Communication 1.28 Mining & Exploration 1.08 Infra - Socail & Commercial 0.43 BFSI 0 Others 5.9	-	-
Borrowings Break-Up	Borrowings Break-Up Private Placement Bonds 32.27 Bank Loan 32.01 Public NCDs 12.18 Subordinate Bonds 8.11 NCD 5.05 Infrastructure Bonds 4.45 Foreign Currency Borrowings 2.63 Tax Free Bonds 1.91 Zero Coupon Bonds 1.39 ECB 0 NCD 0 Bank Term Loans 0 Loans repayable on demand 0 Borrowings under Securitisation 0	-	Borrowings Break-Up Foreign Currency Borrowings 0 Zero Coupon Bonds 0 Term Loans 55.45 Subordinate Bonds 0 Bank Loan 0 Non-Convertible Debentures 9.9 Public NCDs 0 Tax Free Bonds 0 Loans repayable on demand 0 External commercial borrowing 0.99 Infrastructure Bonds 0 Private Placement Bonds 0 Borrowings under Securitisation 16.83 Others 16.83

IFCI Ltd.

SIGN UP FOR FREE