IFCI Ltd.

Financial

	IFCI	SBFC Finance	Capri Global Capital
Operational Metrics
Banking Sector
Net Interest Margin	-5.9 %	10.12 %	8.7 %
Fresh Slippages - Quarterly	59.2 Crs	n/a	40.01 Crs
Capital to Risks Assets Ratio (CRAR)	-48.4 %	36.1 %	22.9 %
Tier I Capital	-48.36 %	n/a	n/a
Yield On Advances	12.02 %	17.75 %	n/a
NBFC
Cost of Borrowing	9.1 %	9.35 %	9.4 %
Gross NPA	49.1 %	n/a	1.7 %
Net NPA	83.8 %	n/a	1.0 %
Financials
5 yr Average ROE	-24.91 %	7.4 %	8.9 %
5yr average Equity Multiplier	4.53	3.21	3.56
5yr Average Asset Turnover Ratio	0.11	0.13	0.14
5yr Avg Net Profit Margin	-45.4 %	18.64 %	18.71 %
5yr Avg Net Profit Margin	-45.4 %	18.64 %	n/a
5yr CAGR Net Profit	n/a	29.73 %	n/a
5yr CAGR Sales	-3.62 %	13.86 %	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.94	3.47	3.32
P/E	147.68	32.06	34.72
Shareholdings
Promoter Holding	72.57 %	53.33 %	69.87 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	7.71 %	-10.72 %	-4.85 %
Change in Mutual Fund Holding (3 Yrs)	0.08 %	4.77 %	1.65 %

Business

	IFCI	SBFC Finance	Capri Global Capital
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 31.76 Interest Income 24.19 Service 23.35 Net gain on fair value changes 18.34 Rental Income 2.17 Dividend 0.19 0 Fee and commission income 0	-	Product Wise Break-Up Rental Income 0 Fee & Commission income 10.05 Fee & Commission income 0 Dividend 0 0 Net gain on fair value changes 1.72 Interest Income 0 Service 0 Others 88.23
Loan Break-Up	Loan Break-Up STL 37.06 Project Loan 32.49 Corporate Banking 28.91 LAS 1.54 Unsecured Loan 0 Loan against Property 0 Loans against Gold 0 Secured MSME Loans 0 Gold Loan 0 Housing Loans 0 Indirect Retail Lending 0 Construction Finance 0 MSME 0	Loan Break-Up Indirect Retail Lending 0 Secured MSME Loans 83.0 Project Loan 0 Corporate Banking 0 Loans against Gold 17.0 MSME 0 STL 0 Unsecured Loan 0 Gold Loan 0 Construction Finance 0 Loan against Property 0 Housing Loans 0 LAS 0	Loan Break-Up Indirect Retail Lending 7.36 Secured MSME Loans 0 Project Loan 0 Corporate Banking 0 Loans against Gold 0 MSME Sector 7.35 STL 0 Unsecured Loan 0 Gold Loan 62.6 Construction Finance 14.08 Loan against Property 0 Home loans 8.61 LAS 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	-	Location Wise Break-Up Rest of the World 0 India 100.0
Verticals	Verticals Manufacturing 28.15 Infra - Energy 23.76 Infra - Transport & Logistics 14.28 Service 12.5 Real Estate 9.77 Holding Co 2.85 Infra - Communication 1.28 Mining & Exploration 1.08 Infra - Socail & Commercial 0.43 BFSI 0 Others 5.9	-	-
Borrowings Break-Up	Borrowings Break-Up Private Placement Bonds 32.27 Bank Loan 32.01 Public NCDs 12.18 Subordinate Bonds 8.11 NCD 5.05 Infrastructure Bonds 4.45 Foreign Currency Borrowings 2.63 Tax Free Bonds 1.91 Zero Coupon Bonds 1.39 Debt Securities 0 Term Loans from Banks 0 From Banks (Cash Credit) 0 From Banks (Overdraft) 0	-	Borrowings Break-Up Zero Coupon Bonds 0 Loan From Banks 3.65 Debt Securities 1.46 From Banks (Overdraft) 0 NCD 0 Foreign Currency Borrowings 0 Public NCDs 0 Bank Loan 0 Tax Free Bonds 0 Loan From Banks 94.57 Private Placement Bonds 0 Infrastructure Bonds 0 Subordinate Bonds 0 Others 0.32

IFCI Ltd.

SIGN UP FOR FREE