Jhaveri Credits & Capital Ltd. benchmarking: Perfomance to industry peers

Financial

	Jhaveri Credits&Cap	Swastika Investmart	Indbank Merch. Bankg
Operational Metrics
Financials
5 yr Average ROE	1.24 %	18.52 %	8.16 %
5yr average Equity Multiplier	1.23	4.32	1.3
5yr Average Asset Turnover Ratio	0.56	0.36	0.2
5yr Avg Net Profit Margin	-8.54 %	11.75 %	30.88 %
Price to Book	2.28	1.73	1.86
P/E	75.56	11.48	28.23
5yr Avg Cash Conversion Cycle	123.61 Days	73.43 Days	71.89 Days
Inventory Days	176.7 Days	2.71 Days	0.0
Days Receivable	21.39 Days	68.7 Days	71.89 Days
Days Payable	159.25 Days	0.0	0.0
5yr Average Interest Coverage Ratio	18.39	4.87	42.93
5yr Avg ROCE	3.52 %	30.34 %	11.85 %
5yr Avg Operating Profit Margin	-7.11 %	20.37 %	30.5 %
5 yr average Debt to Equity	0.09	0.28	0.01
5yr CAGR Net Profit	n/a	12.05 %	15.82 %
5yr Average Return on Assets	1.11 %	4.27 %	6.31 %
Shareholdings
Promoter Holding	53.25 %	59.88 %	64.84 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-8.51 %	-3.54 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Jhaveri Credits&Cap	Swastika Investmart	Indbank Merch. Bankg
Product Wise Break-Up	Product Wise Break-Up Net gain on fair value changes 0 Fees and commission Income 0 Rental Income 0 Dividend Income 0 Interest Income 0 Depository Participant Operations 0 Stock Broking Membership Operations 0 Income from Mutual Fund distribution 0 Merchant Banking Income 0 Others 100	Product Wise Break-Up Fees and commission Income 0 Interest Income 0 Net gain on fair value changes 0 Income from Mutual Fund distribution 0 Dividend Income 0 Stock Broking Membership Operations 0 Merchant Banking Income 0 Rental Income 0 Depository Participant Operations 0 Others 100	Product Wise Break-Up Fees and commission Income 75.09 Interest Income 23.4 Net gain on fair value changes 0.67 Income from Mutual Fund distribution 0 Dividend Income 0.06 Stock Broking Membership Operations 0 Merchant Banking Income 0 Rental Income 0.78 Depository Participant Operations 0