Jhaveri Credits & Capital Ltd. benchmarking: Perfomance to industry peers

Financial

	Jhaveri Credits&Cap	Indbank Merch. Bankg	Swastika Investmart
Operational Metrics
Financials
5 yr Average ROE	2.46 %	8.16 %	18.52 %
5yr average Equity Multiplier	1.19	1.3	4.32
5yr Average Asset Turnover Ratio	0.6	0.2	0.36
5yr Avg Net Profit Margin	3.0 %	30.88 %	11.75 %
Price to Book	1.76	1.64	1.13
P/E	71.81	24.86	11.35
5yr Avg Cash Conversion Cycle	177.8 Days	71.89 Days	73.43 Days
Inventory Days	122.08 Days	0.0	2.71 Days
Days Receivable	42.09 Days	71.89 Days	68.7 Days
Days Payable	128.09 Days	0.0	0.0
5yr Average Interest Coverage Ratio	44.78	42.93	4.87
5yr Avg ROCE	4.8 %	11.85 %	30.34 %
5yr Avg Operating Profit Margin	5.57 %	30.5 %	20.37 %
5 yr average Debt to Equity	0.09	0.01	0.28
5yr CAGR Net Profit	n/a	15.82 %	12.05 %
5yr Average Return on Assets	2.21 %	6.31 %	4.27 %
Shareholdings
Promoter Holding	50.45 %	64.84 %	59.88 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-11.31 %	0.0	-3.54 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Jhaveri Credits&Cap	Indbank Merch. Bankg	Swastika Investmart
Product Wise Break-Up	Product Wise Break-Up Net gain on fair value changes 0 Fees and commission Income 0 Rental Income 0 Dividend Income 0 Interest Income 0 Depository Participant Operations 0 Stock Broking Membership Operations 0 Income from Mutual Fund distribution 0 Merchant Banking Income 0 Others 100	Product Wise Break-Up Fees and commission Income 75.09 Interest Income 23.4 Dividend Income 0.06 Stock Broking Membership Operations 0 Rental Income 0.78 Merchant Banking Income 0 Net gain on fair value changes 0.67 Income from Mutual Fund distribution 0 Depository Participant Operations 0	Product Wise Break-Up Fees and commission Income 0 Interest Income 0 Dividend Income 0 Stock Broking Membership Operations 0 Rental Income 0 Merchant Banking Income 0 Net gain on fair value changes 0 Income from Mutual Fund distribution 0 Depository Participant Operations 0 Others 100