JIO Financial Services Ltd.

Financial

	JIO Financial Serv.	Indian Railway Fin.	Power Finance Corp
Operational Metrics
Banking Sector
Capital to Risks Assets Ratio (CRAR)	191.09 %	672.85 %	22.08 %
NBFC
AUM - NBFC	11665.0 Crs	460047.84 Crs	543120.0 Crs
Tier 2 Capital	0.01 %	n/a	n/a
Tier I Capital	191.08 %	616.15 %	19.07 %
Power Generation Sector
AUM	17876.0 Crs	n/a	n/a
Financials
5 yr Average ROE	0.44 %	12.91 %	18.34 %
5yr average Equity Multiplier	1.09	10.32	11.66
5yr Average Asset Turnover Ratio	0.41	0.05	0.09
5yr Avg Net Profit Margin	30.08 %	26.37 %	17.68 %
5yr Avg Net Profit Margin	30.08 %	26.37 %	17.68 %
5yr CAGR Net Profit	121.7 %	14.97 %	22.64 %
5yr CAGR Sales	34.47 %	14.71 %	8.21 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.69	3.08	1.15
P/E	381.47	25.15	7.8
Shareholdings
Promoter Holding	47.12 %	86.36 %	55.99 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.35 %	0.0	0.0
Change in Mutual Fund Holding (3 Yrs)	1.74 %	-1.79 %	-1.33 %

Business

	JIO Financial Serv.	Indian Railway Fin.	Power Finance Corp
Product Wise Break-Up	Product Wise Break-Up Interest income 59.25 Fee and Commission 8.75 Dividend income 0 Fees and Commission Income 0 Dividend Income 0 Interest Income 0 Others 32.0	-	Product Wise Break-Up Dividend income 0 Interest income 0 Dividend 0.08 Interest Income 97.99 Fee & Commission income 0.99 Fee and Commission 0 Others 0.94
Location Wise Break-Up	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0