JIO Financial Services Ltd. benchmarking: Perfomance to industry peers

Financial

	JIO Financial Serv.	Indian Railway Fin.	Power Finance Corp
Operational Metrics
Banking Sector
Capital to Risks Assets Ratio (CRAR)	191.09 %	578.64 %	22.37 %
NBFC
AUM - NBFC	11665.0 Crs	459802.49 Crs	549786.0 Crs
Tier 2 Capital	0.01 %	n/a	n/a
Tier I Capital	191.08 %	672.5 %	19.07 %
Power Generation Sector
AUM	17876.0 Crs	n/a	n/a
Financials
5 yr Average ROE	0.65 %	13.27 %	19.37 %
5yr average Equity Multiplier	1.11	10.34	10.86
5yr Average Asset Turnover Ratio	0.41	0.05	0.09
5yr Avg Net Profit Margin	44.35 %	26.4 %	19.71 %
5yr Avg Net Profit Margin	44.35 %	26.4 %	19.71 %
5yr CAGR Net Profit	132.57 %	8.04 %	14.37 %
5yr CAGR Sales	-2.74 %	11.48 %	8.01 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.63	3.1	1.14
P/E	124.06	25.31	5.54
Shareholdings
Promoter Holding	47.12 %	86.36 %	55.99 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.35 %	0.0	0.0
Change in Mutual Fund Holding (3 Yrs)	1.74 %	-1.79 %	-1.33 %

	JIO Financial Serv.	Indian Railway Fin.	Power Finance Corp
Product Wise Break-Up	Product Wise Break-Up Interest income 59.25 Fee and Commission 8.75 Dividend income 0 Fees and Commission Income 0 Dividend Income 0 Interest Income 0 Others 32.0	-	Product Wise Break-Up Interest income 0 Fee and Commission 0 Dividend 0.02 Dividend income 0 Interest Income 99.01 Fee & Commission income 0.61 Others 0.36
Location Wise Break-Up	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0