Karnavati Finance Ltd. benchmarking: Perfomance to industry peers

Financial

	Karnavati Finance	Adcon Capital Serv	Capital Trust
Operational Metrics
Financials
5 yr Average ROE	-4.6 %	3.71 %	-3.44 %
5yr average Equity Multiplier	1.83	1.07	3.22
5yr Average Asset Turnover Ratio	0.1	0.08	0.3
5yr Avg Net Profit Margin	-23.86 %	13.11 %	-4.46 %
Price to Book	1.59	0.4	0.45
P/E	0.0	8.77	0.0
5yr Avg Cash Conversion Cycle	0.0	n/a	n/a
Inventory Days	1.97 Days	n/a	n/a
Days Receivable	0.0	n/a	n/a
Days Payable	0.0	n/a	n/a
5yr Average Interest Coverage Ratio	4.05	n/a	n/a
5yr Avg ROCE	1.28 %	n/a	n/a
5yr Avg Operating Profit Margin	8.74 %	n/a	n/a
5 yr average Debt to Equity	0.77	n/a	n/a
5yr CAGR Net Profit	n/a	n/a	n/a
5yr Average Return on Assets	-1.76 %	n/a	n/a
Shareholdings
Promoter Holding	58.64 %	0.0	54.13 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	0.0	-12.82 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Karnavati Finance	Adcon Capital Serv	Capital Trust
Product Wise Break-Up	Product Wise Break-Up Financing Activity 100.0 Finance and investment 0 0 Mortgage and verification fee 0 0 Loan Processing fee 0 Interest on loan to customers 0	Product Wise Break-Up 0 Interest on loan to customers 0 0 Mortgage and verification fee 0 Loan Processing fee 0 Financing Activity 0 Finance and investment 100.0	Product Wise Break-Up 0 Interest Income 56.91 Interest Income 0.15 Mortgage and verification fee 0 Loan Processing fee 0 Financing Activity 0 Finance and investment 0 Others 42.94
Location Wise Break-Up	Location Wise Break-Up India 100.0 India 0 Uttar Pradesh 0 Punjab 0 Rajasthan 0 Madhya Pradesh 0 Bihar 0 Odisha 0 Uttarakhand 0	Location Wise Break-Up Bihar 0 Punjab 0 Madhya Pradesh 0 Odisha 0 Rajasthan 0 Uttarakhand 0 India 100.0 Uttar Pradesh 0	Location Wise Break-Up Bihar 38.59 Punjab 0 Madhya Pradesh 10.37 Odisha 13.28 Rajasthan 7.05 Uttarakhand 0 India 0 Uttar Pradesh 17.84 Others 12.87