Mangal Credit and Fincorp Ltd. benchmarking: Perfomance to industry peers

Financial

	Mangal Credit & Fin	MKVentures Cap	Vaarad Ventures
Operational Metrics
Banks
Gross NPA	1.31 %	n/a	n/a
Net NPA	0.75 %	n/a	n/a
NBFC
Tier I Capital	n/a	n/a	n/a
AUM - NBFC	228.7 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	47.0 %	n/a	n/a
Financials
5 yr Average ROE	6.07 %	27.73 %	-1.15 %
5yr average Equity Multiplier	3.73	4.32	1.25
5yr Average Asset Turnover Ratio	0.59	0.19	0.0
5yr Avg Net Profit Margin	4.34 %	50.61 %	0.0
5yr Avg Net Profit Margin	4.34 %	50.61 %	n/a
5yr CAGR Net Profit	29.61 %	-10.33 %	n/a
5yr CAGR Sales	-15.27 %	0.17 %	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.13	3.51	12.42
P/E	27.84	49.22	0.0
Shareholdings
Promoter Holding	55.25 %	74.36 %	71.19 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-8.28 %	-9.3 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Mangal Credit & Fin	MKVentures Cap	Vaarad Ventures
Product Wise Break-Up	Product Wise Break-Up NBFC 100.0 0 Non-Banking Financial Company 0	Product Wise Break-Up Non-Banking Financial Company 0 NBFC 0 Fund based activities including investment activities (NBFC) 100.0	Product Wise Break-Up Non NBFC 100.0 NBFC 0 0