MAS Financial Services Ltd.

Market Capital

₹4,940 Cr.

P/E

23.06

Share Price

₹ 903.65 0.55 (0.06%)

Quick View

₹ 903.65 0.55 (0.06%)

CHART MODE

Price

CHART MODE

Price to Sales

Price to Book

Company Timeline

Forensics

ROE

ROE has decreased vs 10 year trend

Other Income

Other Income is not affecting ratios of the company

Pledge

Promoters have not pledged a significant portion of their holding

Net Interest Margin

Net Interest margin of the company is trending up

Cost Of Borrowing

Cost Of Borrowing of the company seems to be trending up

Contingent Liabilities

Company does not have significant contingent liabilities

Retail Holding

Retail has been buying the stock which is usually a sign of exuberance

Share price

Share price has increased over last 10 years but more due to rerating

Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations

Promoter Holding

Promoter has not sold any shares in the last 90 days

Net NPA

NPA's of the company is currently under control

ROE

Latest

13.38%

3yr Average

12.47%

5yr Average

14.23%

Net Profit Margin

Latest

20.58%

3yr Average

22.22%

5yr Average

23.13%

Revenue mix

Product Wise Break-Up

Source

Latest

Historic

Loan Break-Up

Source

Latest

Historic

Location Wise Break-Up

Source

Latest

Historic

Customer Segment

Latest

Historic

AUM Break-Up

Source

Latest

Historic

Borrowings Break-Up

Source

Latest

Historic

Operational Metrics

Net Interest Margin (%)
Source
Fresh Slippages - Quarterly (Cr)
Source
Cost of Borrowing (%)
Source
AUM - NBFC (Cr)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source

Peer Comparison

Peer Name	Market Cap.
Bajaj Finance Ltd.	473186
Quest Capital Markets Ltd.	264
IFCI Ltd.	6070
Reliance Capital Ltd.	275
LIC Housing Finance Ltd.	25517
Piramal Enterprises Ltd.	23578
Centrum Capital Ltd.	993
Industrial Investment Trust Ltd.	237
Indianivesh Ltd.	116
Cholamandalam Financial Holdings Ltd.	21747
Mangal Credit and Fincorp Ltd.	188
LKP Finance Ltd.	124
Finkurve Financial Services Ltd.	912
Indian Infotech & Software Ltd.	206
Bombay Oxygen Investments Ltd.	183
Sat Industries Ltd.	1162
Can Fin Homes Ltd.	10180
Shriram Finance Ltd.	72078
Cholamandalam Investment and Finance Company Ltd.	100148
Crest Ventures Ltd.	651
Capital Trust Ltd.	163
Monarch Networth Capital Ltd.	1132
Pro Fin Capital Services Ltd.	26
GIC Housing Finance Ltd.	1119
Baid Finserv Ltd.	372
Ugro Capital Ltd.	2586
Muthoot Capital Services Ltd.	719
Starteck Finance Ltd.	154
MKVentures Capital Ltd.	487
SIL Investments Ltd.	352
Maha Rashtra Apex Corporation Ltd.	197
JM Financial Ltd.	8246
SREI Infrastructure Finance Ltd.	104
Tourism Finance Corporation Of India Ltd.	903
CSL Finance Ltd.	750
AK Capital Services Ltd.	475
Capital India Finance Ltd.	980
India Home Loan Ltd.	38
Arman Financial Services Ltd.	1844
Manappuram Finance Ltd.	12684
Choice International Ltd.	4191
Almondz Global Securities Ltd.	233
Capri Global Capital Ltd.	16454
Vaarad Ventures Ltd.	413
IDFC Ltd.	20608
Mahindra & Mahindra Financial Services Ltd.	37227
Power Finance Corporation Ltd.	83130
Motilal Oswal Financial Services Ltd.	13038
Paisalo Digital Ltd.	2884
Edelweiss Financial Services Ltd.	5772
Sundaram Finance Ltd.	34133
REC Ltd.	75718
Nahar Capital And Financial Services Ltd.	520
Bajaj Finserv Ltd.	245777
Sastasundar Ventures Ltd.	865
Repco Home Finance Ltd.	2405
Housing & Urban Development Corporation Ltd.	18369
Indian Railway Finance Corporation Ltd.	100079
PNB Housing Finance Ltd.	17995
L&T Finance Holdings Ltd.	33037
Summit Securities Ltd.	1084
PTC India Financial Services Ltd.	1877
BF Investment Ltd.	1951
Indiabulls Housing Finance Ltd.	8895
Reliance Home Finance Ltd.	87
Muthoot Finance Ltd.	50277
Dhunseri Investments Ltd.	462
Ujjivan Financial Services Ltd.	6806
N.B.I. Industrial Finance Co. Ltd.	442
MAS Financial Services Ltd.	4940
Karnavati Finance Ltd.	21
Indostar Capital Finance Ltd.	2306
Home First Finance Company India Ltd.	7151
SRG Housing Finance Ltd.	341
Satin Creditcare Network Ltd.	2283
Kiran Vyapar Ltd.	424
Aditya Birla Capital Ltd.	46766
GCM Securities Ltd.	26
Credent Global Finance Ltd.	149
Sonal Mercantile Ltd.	128
Magellanic Cloud Ltd.	5177
Niyogin Fintech Ltd.	663
Arnold Holdings Ltd.	55
Moneyboxx Finance Ltd.	517
Aavas Financiers Ltd.	13754
Vibrant Global Capital Ltd.	153
Star Housing Finance Ltd.	459
TruCap Finance Ltd.	683
Share India Securities Ltd.	4262
Ujjivan Small Finance Bank Ltd.	10572
Mufin Green Finance Ltd.	1258
Assam Entrade Ltd.	42
Suryoday Small Finance Bank Ltd.	1727
Fino Payments Bank Ltd.	2627
Five-Star Business Finance Ltd.	20387
Signatureglobal (India) Ltd.	0
SBFC Finance Ltd.	8854
JIO Financial Services Ltd.	146983

Peer Name	Market Cap.
Bajaj Finance Ltd.	473186
IFCI Ltd.	6070
Reliance Capital Ltd.	275
State Bank Of India	534317
IDBI Bank Ltd.	76019
HDFC Bank Ltd.	1157402
Kotak Mahindra Bank Ltd.	344970
LIC Housing Finance Ltd.	25517
Piramal Enterprises Ltd.	23578
The Federal Bank Ltd.	34604
Can Fin Homes Ltd.	10180
Shriram Finance Ltd.	72078
Cholamandalam Investment and Finance Company Ltd.	100148
Capital Trust Ltd.	163
GIC Housing Finance Ltd.	1119
Ugro Capital Ltd.	2586
Muthoot Capital Services Ltd.	719
JM Financial Ltd.	8246
SREI Infrastructure Finance Ltd.	104
Poonawalla Fincorp Ltd.	29204
Tourism Finance Corporation Of India Ltd.	903
CSL Finance Ltd.	750
Capital India Finance Ltd.	980
India Home Loan Ltd.	38
Arman Financial Services Ltd.	1844
Manappuram Finance Ltd.	12684
Choice International Ltd.	4191
Capri Global Capital Ltd.	16454
Bank Of Baroda	110564
Bank Of India	44897
ICICI Bank Ltd.	666729
Dhanlaxmi Bank Ltd.	737
IndusInd Bank Ltd.	111026
The Jammu & Kashmir Bank Ltd.	10872
City Union Bank Ltd.	9377
Axis Bank Ltd.	319502
The South Indian Bank Ltd.	5686
Indian Overseas Bank	88331
Punjab National Bank	88308
Union Bank Of India	78802
Canara Bank	68275
UCO Bank	52080
PTC India Ltd.	3924
Bank Of Maharashtra	33764
IIFL Finance Ltd.	22782
Yes Bank Ltd.	49550
The Karnataka Bank Ltd.	7772
Mahindra & Mahindra Financial Services Ltd.	37227
Emkay Global Financial Services Ltd.	214
DCB Bank Ltd.	3891
Power Finance Corporation Ltd.	83130
Indian Bank	52757
Central Bank Of India	44498
Motilal Oswal Financial Services Ltd.	13038
Paisalo Digital Ltd.	2884
Religare Enterprises Ltd.	7936
Edelweiss Financial Services Ltd.	5772
Karur Vysya Bank Ltd.	10751
Sundaram Finance Ltd.	34133
REC Ltd.	75718
Dhani Services Ltd.	2566
RBL Bank Ltd.	15190
Repco Home Finance Ltd.	2405
Housing & Urban Development Corporation Ltd.	18369
Indian Railway Finance Corporation Ltd.	100079
PNB Housing Finance Ltd.	17995
Punjab & Sind Bank	31496
L&T Finance Holdings Ltd.	33037
Spandana Sphoorty Financial Ltd.	5935
PTC India Financial Services Ltd.	1877
Reliance Home Finance Ltd.	87
Muthoot Finance Ltd.	50277
CreditAccess Grameen Ltd.	20954
Ujjivan Financial Services Ltd.	6806
SBI Cards And Payment Services Ltd.	74873
MAS Financial Services Ltd.	4940
Indostar Capital Finance Ltd.	2306
Home First Finance Company India Ltd.	7151
SRG Housing Finance Ltd.	341
Aditya Birla Capital Ltd.	46766
Moneyboxx Finance Ltd.	517
Aavas Financiers Ltd.	13754
Equitas Small Finance Bank Ltd.	10048
Star Housing Finance Ltd.	459
IDFC First Bank Ltd.	64220
Bandhan Bank Ltd.	40498
TruCap Finance Ltd.	683
AU Small Finance Bank Ltd.	47671
Ujjivan Small Finance Bank Ltd.	10572
CSB Bank Ltd.	5857
Suryoday Small Finance Bank Ltd.	1727
Aptus Value Housing Finance India Ltd.	14579
Fino Payments Bank Ltd.	2627
Fusion Micro Finance Ltd.	6010
Tamilnad Mercantile Bank Ltd.	8659
Five-Star Business Finance Ltd.	20387
SBFC Finance Ltd.	8854
JIO Financial Services Ltd.	146983

Company Filing

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Discussions & Analysis

MAS Financial Services Ltd.

View the discussion on ValuePickr

CreditAccess vs Spandana vs MAS vs Arman - SOIC

Detailed Analysis Of MAS Financial - Sadhan

NBFC

Buy Now Pay Later - Capital Mind

Deep Dive into NBFC Business - Omkara Capital

Asset Liability Mismatch: Why do NBFCs & Banks knowingly create it? - Dr Vijay Malik

NBFC & Banks| How to find Multibaggers in this sector! - SOIC