MAS Financial Services Ltd.

Market Capital

₹4,040 Cr.

P/E

19.90

Share Price

₹ 757.15 19.0 (2.57%)

Quick View

₹ 757.15 19.0 (2.57%)

CHART MODE

Price

CHART MODE

Price to Sales

Price to Book

Company Timeline

Forensics

ROE

ROE has decreased vs 10 year trend

Other Income

Other Income is not affecting ratios of the company

Pledge

Promoters have not pledged a significant portion of their holding

Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations

Net NPA

NPA's of the company is currently under control

Net Interest Margin

Net Interest margin of the company is trending up

Cost Of Borrowing

Cost Of Borrowing of the company seems to be trending up

Share price

Share price has increased over last 10 years but more due to rerating

Contingent Liabilities

insufficient data

Promoter Holding

Promoter has not sold any shares in the last 90 days

Retail Holding

Retail has been selling the stock which is usually a good time to buy

ROE

Latest

12.09%

3yr Average

13.76%

5yr Average

14.29%

Net Profit Margin

Latest

23.08%

3yr Average

23.23%

5yr Average

23.39%

Revenue mix

Product Wise Break-Up

Source

Latest

Historic

Loan Break-Up

Source

Latest

Historic

Location Wise Break-Up

Source

Latest

Historic

Customer Segment

Source

Latest

Historic

AUM Break-Up

Source

Latest

Historic

Borrowings Break-Up

Source

Latest

Historic

Operational Metrics

Net Interest Margin (%)
Source
Fresh Slippages - Quarterly (Cr)
Source
Cost of Borrowing (%)
Source
AUM - NBFC (Cr)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source

Peer Comparison

Peer Name	Market Cap.
Housing Development Finance Corporation Ltd.	488055
Bajaj Finance Ltd.	426271
Quest Capital Markets Ltd.	240
IFCI Ltd.	2826
Reliance Capital Ltd.	229
LIC Housing Finance Ltd.	20737
Piramal Enterprises Ltd.	18658
Centrum Capital Ltd.	761
Industrial Investment Trust Ltd.	216
Indianivesh Ltd.	197
Cholamandalam Financial Holdings Ltd.	15301
Mangal Credit and Fincorp Ltd.	212
LKP Finance Ltd.	100
Finkurve Financial Services Ltd.	1142
Indian Infotech & Software Ltd.	132
Bombay Oxygen Investments Ltd.	161
Sat Industries Ltd.	850
Can Fin Homes Ltd.	9692
Shriram Finance Ltd.	52807
Cholamandalam Investment and Finance Company Ltd.	85803
Crest Ventures Ltd.	526
Capital Trust Ltd.	115
Monarch Networth Capital Ltd.	695
Pro Fin Capital Services Ltd.	25
GIC Housing Finance Ltd.	907
Baid Finserv Ltd.	442
Ugro Capital Ltd.	2139
Muthoot Capital Services Ltd.	587
Starteck Finance Ltd.	120
MKVentures Capital Ltd.	508
SIL Investments Ltd.	325
Maha Rashtra Apex Corporation Ltd.	144
JM Financial Ltd.	6672
SREI Infrastructure Finance Ltd.	105
Tourism Finance Corporation Of India Ltd.	638
CSL Finance Ltd.	442
AK Capital Services Ltd.	318
Capital India Finance Ltd.	791
India Home Loan Ltd.	48
Arman Financial Services Ltd.	1627
Manappuram Finance Ltd.	9564
Choice International Ltd.	3700
Almondz Global Securities Ltd.	189
Capri Global Capital Ltd.	14613
Vaarad Ventures Ltd.	225
IDFC Ltd.	15888
Mahindra & Mahindra Financial Services Ltd.	36331
Power Finance Corporation Ltd.	48340
Motilal Oswal Financial Services Ltd.	9462
Paisalo Digital Ltd.	2425
Edelweiss Financial Services Ltd.	6281
Sundaram Finance Ltd.	28037
REC Ltd.	36997
Nahar Capital And Financial Services Ltd.	456
Bajaj Finserv Ltd.	231022
Sastasundar Ventures Ltd.	891
Repco Home Finance Ltd.	1668
Housing & Urban Development Corporation Ltd.	11687
PNB Housing Finance Ltd.	13960
L&T Finance Holdings Ltd.	25990
Summit Securities Ltd.	753
PTC India Financial Services Ltd.	1058
BF Investment Ltd.	1442
Indiabulls Housing Finance Ltd.	5407
Reliance Home Finance Ltd.	147
Muthoot Finance Ltd.	45175
Dhunseri Investments Ltd.	422
Ujjivan Financial Services Ltd.	4342
N.B.I. Industrial Finance Co. Ltd.	366
MAS Financial Services Ltd.	4040
Karnavati Finance Ltd.	60
Indostar Capital Finance Ltd.	1979
Home First Finance Company India Ltd.	6422
SRG Housing Finance Ltd.	247
Satin Creditcare Network Ltd.	1566
Kiran Vyapar Ltd.	362
Aditya Birla Capital Ltd.	41532
GCM Securities Ltd.	44
Credent Global Finance Ltd.	103
Sonal Mercantile Ltd.	121
Magellanic Cloud Ltd.	2552
Niyogin Fintech Ltd.	387
Arnold Holdings Ltd.	69
Moneyboxx Finance Ltd.	407
Aavas Financiers Ltd.	11002
Vibrant Global Capital Ltd.	115
Star Housing Finance Ltd.	351
TruCap Finance Ltd.	549
Share India Securities Ltd.	4218
Ujjivan Small Finance Bank Ltd.	7047
Mufin Green Finance Ltd.	667
Assam Entrade Ltd.	47
Suryoday Small Finance Bank Ltd.	1526
Fino Payments Bank Ltd.	1735
Five-Star Business Finance Ltd.	15852

Peer Name	Market Cap.
Housing Development Finance Corporation Ltd.	488055
Bajaj Finance Ltd.	426271
IFCI Ltd.	2826
Reliance Capital Ltd.	229
State Bank Of India	519948
IDBI Bank Ltd.	59482
HDFC Bank Ltd.	896576
Kotak Mahindra Bank Ltd.	383119
LIC Housing Finance Ltd.	20737
Piramal Enterprises Ltd.	18658
The Federal Bank Ltd.	26573
Can Fin Homes Ltd.	9692
Shriram Finance Ltd.	52807
Cholamandalam Investment and Finance Company Ltd.	85803
Capital Trust Ltd.	115
GIC Housing Finance Ltd.	907
Ugro Capital Ltd.	2139
Muthoot Capital Services Ltd.	587
JM Financial Ltd.	6672
SREI Infrastructure Finance Ltd.	105
Poonawalla Fincorp Ltd.	26375
Tourism Finance Corporation Of India Ltd.	638
CSL Finance Ltd.	442
Capital India Finance Ltd.	791
India Home Loan Ltd.	48
Arman Financial Services Ltd.	1627
Manappuram Finance Ltd.	9564
Choice International Ltd.	3700
Capri Global Capital Ltd.	14613
Bank Of Baroda	95618
Bank Of India	30559
ICICI Bank Ltd.	654499
Dhanlaxmi Bank Ltd.	435
IndusInd Bank Ltd.	100199
The Jammu & Kashmir Bank Ltd.	5952
City Union Bank Ltd.	9144
Axis Bank Ltd.	283114
The South Indian Bank Ltd.	3955
Indian Overseas Bank	47332
Punjab National Bank	56938
Union Bank Of India	49388
Canara Bank	56138
UCO Bank	33226
PTC India Ltd.	2991
Bank Of Maharashtra	21093
IIFL Finance Ltd.	16810
Yes Bank Ltd.	46871
The Karnataka Bank Ltd.	4700
Mahindra & Mahindra Financial Services Ltd.	36331
Emkay Global Financial Services Ltd.	180
DCB Bank Ltd.	3726
Power Finance Corporation Ltd.	48340
Indian Bank	34225
Central Bank Of India	24124
Motilal Oswal Financial Services Ltd.	9462
Paisalo Digital Ltd.	2425
Religare Enterprises Ltd.	5372
Edelweiss Financial Services Ltd.	6281
Karur Vysya Bank Ltd.	8649
Sundaram Finance Ltd.	28037
REC Ltd.	36997
Dhani Services Ltd.	2122
RBL Bank Ltd.	10109
Repco Home Finance Ltd.	1668
Housing & Urban Development Corporation Ltd.	11687
Indian Railway Finance Corporation Ltd.	41976
PNB Housing Finance Ltd.	13960
Punjab & Sind Bank	22719
L&T Finance Holdings Ltd.	25990
Spandana Sphoorty Financial Ltd.	4896
PTC India Financial Services Ltd.	1058
Reliance Home Finance Ltd.	147
Muthoot Finance Ltd.	45175
CreditAccess Grameen Ltd.	19842
Ujjivan Financial Services Ltd.	4342
SBI Cards And Payment Services Ltd.	86160
MAS Financial Services Ltd.	4040
Indostar Capital Finance Ltd.	1979
Home First Finance Company India Ltd.	6422
SRG Housing Finance Ltd.	247
Aditya Birla Capital Ltd.	41532
Moneyboxx Finance Ltd.	407
Aavas Financiers Ltd.	11002
Equitas Small Finance Bank Ltd.	9745
Star Housing Finance Ltd.	351
IDFC First Bank Ltd.	48101
Bandhan Bank Ltd.	43187
TruCap Finance Ltd.	549
AU Small Finance Bank Ltd.	51320
Ujjivan Small Finance Bank Ltd.	7047
CSB Bank Ltd.	4824
Suryoday Small Finance Bank Ltd.	1526
Aptus Value Housing Finance India Ltd.	13199
Fino Payments Bank Ltd.	1735
Fusion Micro Finance Ltd.	5170
Tamilnad Mercantile Bank Ltd.	6544
Five-Star Business Finance Ltd.	15852

Company Filing

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Discussions & Analysis

MAS Financial Services Ltd.

View the discussion on ValuePickr

CreditAccess vs Spandana vs MAS vs Arman - SOIC

Detailed Analysis Of MAS Financial - Sadhan

NBFC

Buy Now Pay Later - Capital Mind

Deep Dive into NBFC Business - Omkara Capital

Asset Liability Mismatch: Why do NBFCs & Banks knowingly create it? - Dr Vijay Malik

NBFC & Banks| How to find Multibaggers in this sector! - SOIC