SG Finserve Ltd.

Financial

	SG Finserve	Summit Securities	PTC India Fin. Serv
Operational Metrics
Banking Sector
Net Interest Margin	5.5 %	n/a	4.46 %
Gross NPA	0.0	n/a	n/a
NBFC
Tier I Capital	47.43 %	n/a	41.53 %
AUM - NBFC	1673.0 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	47.83 %	n/a	57.36 %
Financials
5 yr Average ROE	5.2 %	1.24 %	5.14 %
5yr average Equity Multiplier	1.46	1.1	4.35
5yr Average Asset Turnover Ratio	0.08	0.02	0.1
5yr Avg Net Profit Margin	-350.78 %	73.46 %	13.46 %
5yr Avg Net Profit Margin	-350.78 %	73.46 %	13.46 %
5yr CAGR Net Profit	n/a	1.0 %	7.88 %
5yr CAGR Sales	229.29 %	4.53 %	-10.74 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.62	0.19	0.79
P/E	27.67	24.84	12.07
Shareholdings
Promoter Holding	48.38 %	74.65 %	64.99 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-7.87 %	0.0	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	2.1 %

Business

	SG Finserve	Summit Securities	PTC India Fin. Serv
Product Wise Break-Up	Product Wise Break-Up Interest Income 93.93 Processing fees and documentation charges 4.01 Interest on deposits with Banks 2.06 Share of profit LLP 0 Dividend Income 0 Net Gain on Sale of Investment 0 Sale of Power 0 Fee and commission income 0	Product Wise Break-Up Fee and commission income 0 Net Gain on Sale of Investment 0 0 Share of profit LLP 0 Sale of Power 0 Dividend 0.7 Interest on deposits with Banks 0 Interest Income 99.3	Product Wise Break-Up Fee and commission income 0.6 Net Gain on Sale of Investment 0 0 Share of profit LLP 0 Sale of power 0.27 Dividend Income 0 Interest on deposits with Banks 0 Interest Income 99.13
Segment Break-Up	Segment Break-Up Channel Financing 100.0	-	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0