SG Finserve Ltd. benchmarking: Perfomance to industry peers

Financial

	SG Finserve	PTC India Fin. Serv	Summit Securities
Operational Metrics
Banks
Net Interest Margin	9.2 %	4.59 %	n/a
Gross NPA	0.0	n/a	n/a
NBFC
Tier I Capital	43.08 %	58.12 %	n/a
AUM - NBFC	2325.0 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	43.46 %	62.63 %	n/a
Financials
5 yr Average ROE	9.86 %	5.67 %	0.75 %
5yr average Equity Multiplier	1.7	3.6	1.11
5yr Average Asset Turnover Ratio	0.09	0.1	0.01
5yr Avg Net Profit Margin	94.74 %	18.7 %	67.39 %
5yr Avg Net Profit Margin	94.74 %	18.7 %	67.39 %
5yr CAGR Net Profit	119.76 %	53.34 %	30.25 %
5yr CAGR Sales	134.73 %	-10.66 %	32.61 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.05	0.76	0.21
P/E	21.86	6.46	22.64
Shareholdings
Promoter Holding	48.38 %	64.99 %	74.65 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-24.67 %	0.0	0.0
Change in Mutual Fund Holding (3 Yrs)	1.63 %	2.11 %	0.0

	SG Finserve	PTC India Fin. Serv	Summit Securities
Product Wise Break-Up	Product Wise Break-Up Interest Income 97.19 Processing fees and documentation charges 2.8 Interest on deposits with Banks 0 Sale of Power 0 Fee and commission income 0 Share of profit LLP 0 Dividend Income 0 Net Gain on Sale of Investment 0 Others 0.01	Product Wise Break-Up Fee and commission income 0.09 Net Gain on Sale of Investment 0 Sale of power 1.26 Interest on deposits with Banks 0 0 Interest Income 98.49 Dividend Income 0 Share of profit LLP 0 Others 0.16	Product Wise Break-Up Fee and commission income 0 Net Gain on Sale of Investment 0 Sale of Power 0 Interest on deposits with Banks 0 0 Interest Income 0.65 Dividend 96.38 Share of profit LLP 0 Others 2.97
Segment Break-Up	Segment Break-Up Channel Financing 100.0	-	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0