Micro NBFC

Nahar Capital And Financial Services Ltd.

NAHARCAP

₹303.75

1.78% (5.3)

Market Cap

₹509 Cr.

P/E

10.22

Nahar Capital And Financial Services Ltd.
Overview
Financials
Benchmarking
Shareholding

Nahar Capital And Financial Services Ltd.

Nahar Capital And Financial Services Ltd.
Overview
Financials
Benchmarking
Shareholding

Price
Growth Table
Balance Sheet
Profit & Loss
Cash Flow
Cash Flow Analysis
Ratios
Quarterly Results
Reverse DCF

FAQs on Nahar Capital And Financial Services Ltd. Shareprice

Has the share price of Nahar Capital &Finl. grown faster than its competition?

Nahar Capital &Finl. has given lower returns compared to its competitors.
Nahar Capital &Finl. has grown at ~16.65% over the last 10yrs while peers have grown at a median rate of 19.12%

Is Nahar Capital &Finl. stock expensive?

Nahar Capital &Finl. is not expensive.
Latest PE of Nahar Capital &Finl. is 10.22 while 3 year average PE is 11.17.
Also latest Price to Book of Nahar Capital &Finl. is 0.33 while 3yr average is 0.34.

View FAQ's On Business

Growth Table

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

In %	1yr	2yr	3yr	4yr	5yr	6yr	7yr	8yr	9yr	10yr
Share Price CAGR	11.73	5.13	-10.23	22.45	34.76	22.17	13.78	13.79	17.59	16.65
TTM EPS CAGR	164	-46.80	-48.30	-16.74	44.01	21.38	6.73	2.38	11.84	4.87
Sales CAGR	9.63	1.25	-4.47	4.61	1.46	2.55	16.45	30.85	39.09	11.19
PAT Margin (Abs Growth)	-369	-705	-230	-34.94	-30.61	-102	-103	-102	-36.36	-20.41
PE CAGR	-57.68	97.60	73.63	47.07	-6.42	0.65	6.61	11.15	5.14	11.23
CFO CAGR	-53.47	-60.74	-42.06	—	—	-12.20	3.52	—	—	—

* Share price and PE growth are updated everyday. All other fields are as of latest financial year end. EPS adjusted for bonus and splits.

Balance Sheet

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

In Rs. Cr.	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Assets	643	707	1,103	1,087	868	1,163	1,743	1,685	1,706	1,726
Non Current Assets	621	670	1,002	985	734	973	1,541	1,524	1,534	1,657
Net Block	7.39	17.39	19.85	37.58	41.05	0.01	0.02	0.01	0.22	0.19
Capital Work in Progress	25.16	18.39	10.46	10.90	15.53	0.07	0.54	0.01	6.94	16.29
Intangible Assets Under Development	—	—	—	—	—	—	—	—	—	—
Long Term Investments	589	634	1,035	1,000	739	1,014	1,652	1,617	1,621	1,632
Current Assets	21.73	37.15	37.66	38.40	72.11	93.17	34.51	12.35	23.65	69.00
Inventory	15.79	26.74	6.23	32.87	30.65	28.33	15.00	3.16	1.10	—
Accounts Receivable	—	—	—	—	—	—	—	—	—	—
Short Term Investments	—	—	—	—	—	—	—	—	—	—
Cash & Bank Balances	0.34	1.43	0.57	0.63	8.57	8.13	6.96	1.87	0.84	0.93
Liabilities	643	707	1,103	1,087	868	1,163	1,743	1,685	1,706	1,726
Shareholders Funds	621	684	1,002	1,005	791	1,043	1,559	1,528	1,542	1,564
Share Capital	8.37	8.37	8.37	8.37	8.37	8.37	8.37	8.37	8.37	8.37
Reserves	613	675	994	997	783	1,035	1,551	1,520	1,533	1,556
Non Current Liabilities	0.00	0.00	62.92	63.78	62.40	96.86	167	148	149	9.61
Secured Loans	—	—	—	—	—	—	—	—	—	—
Unsecured Loans	—	—	—	—	—	—	—	—	—	—
Current Liabilities	21.55	23.22	37.96	17.89	14.61	23.22	16.66	7.87	15.33	153
Accounts Payable	0.19	1.60	0.04	0.06	0.02	0.07	0.22	0.03	0.32	0.53
Short Term Loans	14.96	14.74	24.26	4.96	4.08	6.09	1.51	—	4.30	—

Balance Sheet Snapshot

No data available.

Fund Flow Analysis

Increase
Decrease
Total

No data available.

*Data is as of latest FY end

Profit & Loss

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

In Rs. Cr.	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Sales	6.72	14.60	14.17	10.13	13.17	21.86	30.03	25.54	23.88	26.18
Operating Expenses	10.91	14.61	6.09	9.56	9.49	5.49	7.80	8.01	8.46	9.63
Raw Material	10.00	22.51	—	26.64	—	—	—	—	—	0.00
Material Cost (%)	80.01	79.14	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Employee Cost	0.70	0.78	3.66	3.73	4.09	3.79	4.87	6.00	6.53	7.04
Power & Fuel Cost	0.04	0.00	0.02	0.01	0.01	0.00	0.00	0.00	—	—
Operating Profit	-4.19	-0.02	8.07	0.58	3.67	16.37	22.23	17.53	15.42	16.54
Other Income	16.61	27.30	12.98	14.09	8.55	24.53	13.14	8.28	27.90	20.31
OPM (%)	-62.42	-0.12	56.99	5.68	27.89	74.88	74.02	68.64	64.58	63.19
Depreciation and Amortisation	0.14	0.17	0.32	0.44	0.73	0.83	1.02	1.03	1.04	1.06
Interest	0.14	0.17	0.38	0.41	0.52	0.17	0.09	0.13	0.14	0.46
Profit Before Tax	12.14	26.94	20.35	13.82	10.97	83.70	306	93.24	14.96	35.34
Tax	2.00	4.72	-1.04	5.73	-0.12	22.73	79.06	-13.47	3.19	8.58
Net Profit	39.97	62.94	18.78	24.99	3.70	60.97	226	107	11.77	26.76
Number of shares(Crs)	1.67	1.67	1.67	1.67	1.67	1.67	1.67	1.67	1.67	—
Dividend Payout Ratio(%)	6.28	3.99	13.38	10.05	22.66	4.12	2.22	2.35	21.35	—

TTM Values as of Mar 2025

Cash Flow

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

In Rs. Cr.	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Sep'24
Cash from Operating Activity	3.52	-8.37	-23.29	28.80	138	-54.85	-69.21	-22.92	-10.67	-56.02
Profit Before Tax	41.97	67.66	17.74	30.72	3.58	83.70	306	93.24	14.96	42.70
Adjustments	-46.64	-61.54	-19.07	-23.29	2.79	-48.60	-277	-75.30	13.34	-4.48
OCF Before Working Capital	-4.67	6.12	-1.33	7.43	6.37	35.10	28.39	17.94	28.30	38.21
Working Capital Changes	10.37	-9.32	-16.47	23.47	134	-81.61	-88.20	-41.21	-31.84	-87.65
Taxes Paid	-2.19	-5.18	-5.49	-2.10	-2.91	-8.33	-9.40	0.34	-7.13	-6.58
Cash from Investing Activity	-1.11	12.48	26.54	-25.35	-134	56.44	74.89	25.50	12.32	59.87
Net Fixed Assets Purchased	-0.00	-10.17	-2.01	-18.16	-8.83	-0.07	-0.46	0.06	-7.14	0.00
Fixed Assets Purchased	-0.00	-10.17	-2.01	-18.16	-8.83	-0.07	-0.46	0.06	-7.14	—
Fixed Assets Sold	—	—	—	—	—	—	—	—	—	—
Investment Purchased	-110	-133	-138	-14.66	-136	-6.57	-9.89	-6.53	-1.31	—
Investment Sold	92.69	125	151	0.35	—	51.13	68.37	17.55	4.43	—
Interest Recieved	2.85	2.88	4.30	2.69	5.64	8.42	8.65	7.96	9.85	10.96
Dividends Recieved	5.58	3.87	8.25	5.28	3.18	3.53	8.22	6.46	6.49	7.36
Subsidiary Investments	6.60	—	—	—	—	—	—	—	—	—
Cash from Financing Activity	-2.91	-3.02	-3.40	-3.44	-3.54	-1.01	-5.11	-2.64	-2.65	-2.76
Proceeds From Shares	—	—	—	—	—	—	—	—	—	—
Net Long Term Borrowings	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Proceeds From Borrowings	—	—	—	—	—	—	—	—	—	—
Repayment From Borrowings	—	—	—	—	—	—	—	—	—	—
Interest Paid	—	—	-0.38	-0.41	-0.52	-0.17	-0.09	-0.13	-0.14	-0.25
Dividend Paid	-2.51	—	-3.02	-3.03	-3.03	-0.84	-5.02	-2.51	-2.51	-2.51
Net Cash Flow	-0.50	1.09	-0.15	0.01	-0.06	0.59	0.56	-0.07	-1.00	1.10
Opening Cash & Cash Equivalents	0.84	0.34	0.33	0.19	0.20	0.14	0.73	1.29	1.22	—
Effect of FX	—	—	—	—	—	—	—	—	—	—
Closing Cash & Cash Equivalents	0.34	1.43	0.19	0.20	0.14	0.73	1.29	1.22	0.22	—
Net Capex (est)	0.00	10.17	2.01	18.16	8.83	0.07	0.46	-0.06	7.14	0.00
Free Cash Flow (est)	3.51	-18.54	-25.30	10.64	129	-54.92	-69.67	-22.87	-17.80	-56.02

Cash Flow Analysis

Increase
Decrease
Total

No data available.

Ratios

= Dominant Factor

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational Ratios
Quick Ratio	1.02	0.28	0.45	0.83	0.31	2.84	2.79	1.17	1.17	1.47
Liquid Assets (Crs)	8.67	5.95	10.40	31.44	5.53	41.46	64.84	19.51	9.19	22.55
Current Liabilities (Crs)	8.52	21.55	23.22	37.96	17.89	14.61	23.22	16.66	7.87	15.33
Current Ratio	2.33	1.01	1.60	0.99	2.15	4.93	4.01	2.07	1.57	1.54
Current Assets (Crs)	19.84	21.73	37.15	37.66	38.40	72.11	93.17	34.51	12.35	23.65
Current Liabilities (Crs)	8.52	21.55	23.22	37.96	17.89	14.61	23.22	16.66	7.87	15.33
Interest Coverage Ratio	0.00	85.06	156	55.17	34.90	22.24	479	3,322	696	106
EBIT (Crs)	21.23	12.28	27.11	20.73	14.23	11.48	40.06	34.34	24.78	42.28
Interest Expenses (Crs)	0.00	0.14	0.17	0.38	0.41	0.52	0.17	0.09	0.13	0.14
Fixed Asset Turnover	2.59	0.86	0.81	0.70	0.26	0.31	143	189	159	91.62
Net Sales (Crs)	20.25	6.72	14.60	14.17	10.13	13.17	21.86	30.03	25.54	23.88
Fixed Assets (Crs)	7.81	7.81	17.98	20.25	38.41	42.61	0.15	0.16	0.16	0.26
Cash Conversion Cycle	191	726	519	356	704	877	489	263	130	32.54
Inventory Days	201	732	532	425	704	880	492	263	130	32.54
Days Receivable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable	10.06	5.77	13.03	68.99	0.57	2.96	3.48	—	—	—
Debt to Equity Ratio	0.00	0.02	0.02	0.02	0.00	0.01	0.01	0.00	0.00	0.00
Total Debt (Crs)	0.00	14.96	14.74	24.26	4.96	4.08	6.09	1.51	0.00	4.30
Shareholders Equity (Crs)	585	621	684	1,002	1,005	791	1,043	1,559	1,528	1,542
Free Cash Flow/Sales (%)	41.89	52.29	-127	-179	105	977	-251	-232	-89.55	-74.57
Free Cash Flow(est) (Crs)	8.48	3.51	-18.54	-25.30	10.64	129	-54.92	-69.67	-22.87	-17.80
Net Sales (Crs)	20.25	6.72	14.60	14.17	10.13	13.17	21.86	30.03	25.54	23.88
Profitability Ratios
Gross Margin (%)	44.77	19.99	20.86	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Op Profit Margin (%)	33.69	-62.42	-0.12	56.99	5.68	27.89	74.88	74.02	68.64	64.58
Operating Profit (Crs)	21.36	12.42	27.28	21.05	14.67	12.22	40.89	35.36	25.81	43.32
Net Sales (Crs)	20.25	6.72	14.60	14.17	10.13	13.17	21.86	30.03	25.54	23.88
Net Profit Margin (%)	92.83	595	431	133	247	28.07	279	754	418	49.28
Net Profit (Crs)	18.80	39.97	62.94	18.78	24.99	3.70	60.97	226	107	11.77
Net Sales (Crs)	20.25	6.72	14.60	14.17	10.13	13.17	21.86	30.03	25.54	23.88
ROCE (%)	3.63	1.98	3.97	1.95	1.33	1.35	3.51	1.99	1.48	2.50
EBIT (Crs)	21.23	12.28	27.11	20.73	14.23	11.48	40.06	34.34	24.78	42.28
Capital Employed (Crs)	585	621	684	1,065	1,069	853	1,140	1,726	1,677	1,691
Return on Assets (%)	3.17	6.22	8.90	1.70	2.30	0.43	5.24	12.99	6.34	0.69
Net Profit (Crs)	18.80	39.97	62.94	18.78	24.99	3.70	60.97	226	107	11.77
Total Assets (Crs)	593	643	707	1,103	1,087	868	1,163	1,743	1,685	1,706
ROIC (%)	12.87	-11.17	-0.31	27.65	0.12	2.81	18.28	137	715	77.32
Op Profit after Taxes (Crs)	5.39	-3.62	-0.15	8.15	0.08	2.97	11.32	15.72	18.88	11.31
Invested Capital (Crs)	41.86	32.38	48.29	29.46	68.36	106	61.90	11.45	2.64	14.63
ROE (%)	3.21	6.43	9.21	1.87	2.49	0.47	5.84	14.52	6.98	0.76
Net Profit Margin (%)	92.83	595	431	133	247	28.07	279	754	418	49.28
Asset Turnover ratio	0.03	0.01	0.02	0.01	0.01	0.02	0.02	0.02	0.02	0.01
Equity Multiplier	1.01	1.03	1.03	1.10	1.08	1.10	1.12	1.12	1.10	1.11
Adjusted EPS	11.23	23.87	37.59	11.21	14.92	2.21	36.41	135	63.73	7.03
Valuation Ratios
P/E	5.64	2.41	2.70	10.97	6.07	19.76	2.90	4.38	3.87	39.56
Price to Book	0.18	0.15	0.25	0.21	0.15	0.09	0.17	0.64	0.27	0.30
EV/EBITDA	4.92	8.93	6.71	10.91	10.63	5.61	4.28	27.89	15.92	10.82
Dividend Yield (%)	2.37	2.61	1.48	1.22	1.66	1.15	1.42	0.51	0.61	0.54

Quarterly Results

Nahar Capital And Financial Services Ltd.
Welspun Investments
Loading...
LKP Finance
Loading...

In Rs. Cr.	Dec'22	Mar'23	Jun'23	Sep'23	Dec'23	Mar'24	Jun'24	Sep'24	Dec'24	Mar'25
Net Sales	6.21	5.32	5.87	7.82	3.93	6.27	6.58	11.66	4.60	3.33
Operating Expenses	1.92	2.52	1.79	2.58	1.92	2.17	2.48	2.65	2.38	2.12
Increase/Decrease in Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Raw Material	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Employee Cost	1.27	2.12	1.39	1.95	1.52	1.68	1.85	1.93	1.69	1.58
Selling and Distribution Expenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Electricity, Power & Fuel Cost	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gen_AdminExpenses	0.07	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.02	0.07
Miscellaneous Expenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Profit	4.29	2.80	4.08	5.23	2.01	4.10	4.10	9.01	2.23	1.21
Other Income	6.31	1.82	7.56	5.18	10.21	4.94	11.39	7.21	0.09	1.62
Interest	0.01	0.01	0.00	0.09	0.03	0.02	0.13	0.07	0.06	0.19
PBDT	10.59	4.62	11.64	10.33	12.19	9.02	15.36	16.15	2.25	2.64
Depreciation and Amortization	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.27	0.27	0.26
Profit Before Tax	10.33	4.36	11.38	10.07	11.93	8.76	15.09	15.88	1.99	2.38
Tax	-0.03	-3.66	2.70	0.72	0.68	-0.91	8.43	3.66	-0.91	-2.59
Profit After Tax	10.36	8.02	8.68	9.35	11.25	9.67	6.66	12.22	2.90	4.97
Exceptional Items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	4.95	15.66	-2.16	5.20	-0.15	8.87	11.68	10.43	6.49	21.21
Quarterly Ratios
EPS	2.96	9.35	-1.29	3.11	-0.09	5.30	6.98	6.23	3.87	12.67
Operating Profit Margin	69.06	52.68	69.50	66.97	51.15	65.37	62.30	77.24	48.36	36.31
Net Profit Margin	167	151	148	120	286	154	101	105	63.00	149

Reverse DCF

Earnings

Discount Rate (%)

Terminal Multiple

5 YEAR

10 YEAR

20 YEAR

8.00%

Implied Growth Rate over a 5 year period*

-1.50%

Implied Growth Rate over a 10 year period*

-3.00%

Implied Growth Rate over a 20 year period*

*Implied Growth calculated using Newton-Raphson method.

Learn how to use Reverse DCF

FAQs on Nahar Capital And Financial Services Ltd. Financials

How strong is Nahar Capital &Finl. balance sheet?

Latest balance sheet of Nahar Capital &Finl. is strong. Strength was visible historically as well.

Is the profitablity of Nahar Capital &Finl. improving?

The profit is oscillating.
The profit of Nahar Capital &Finl. is ₹26.76 Crs for TTM, ₹11.77 Crs for Mar 2024 and ₹107 Crs for Mar 2023.

Does Nahar Capital &Finl. pay decent dividends?

The company seems to be paying a very low dividend.
Investors need to see where the company is allocating its profits.
Nahar Capital &Finl. latest dividend payout ratio is 21.35% and 3yr average dividend payout ratio is 8.64%

View FAQ's On Shareholding

Ideas Dashboard

Timeline

Watchlist

Portfolio

Alerts

Research

Stock Screener

Market

Raw Material

Nahar Capital And Financial Services Ltd.

Nahar Capital And Financial Services Ltd.

Has the share price of Nahar Capital &Finl. grown faster than its competition?

Is Nahar Capital &Finl. stock expensive?

How strong is Nahar Capital &Finl. balance sheet?

Is the profitablity of Nahar Capital &Finl. improving?

Does Nahar Capital &Finl. pay decent dividends?

SIGN UP FOR FREE