Niva Bupa Health Insurance Company Ltd. benchmarking: Perfomance to industry peers

Financial

	Niva Bupa Health Ins	Star Health & Allied	IIRM Holdings India
Operational Metrics
General Insurance Sector
Yield On Total Investments - General Insurance	7.3 %	0.04 %	n/a
Combined Ratio	117.0 %	99.19 %	n/a
Monthly Gross Direct Premium Income (GDPI)	612.95 Crs	1425.53 Crs	n/a
Risk Retention Ratio	78.9 %	93.8 %	n/a
Float	n/a	10089.58 Crs	n/a
Life Insurance Sector
Claim Settlement Ratio	93.6 %	n/a	n/a
Financials
5 yr Average ROE	0.0	0.0	10.71 %
5yr average Equity Multiplier	0.0	n/a	-0.8
5yr Average Asset Turnover Ratio	0.0	n/a	0.95
5yr Avg Net Profit Margin	0.0	n/a	7.2 %
P/E	107.42	45.68	27.05
5yr CAGR Net Profit	n/a	n/a	n/a
Shareholdings
Promoter Holding	55.43 %	58.04 %	60.82 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.55 %	-0.8 %	13.9 %
Change in Mutual Fund Holding (3 Yrs)	5.31 %	14.23 %	-2.53 %

	Niva Bupa Health Ins	Star Health & Allied	IIRM Holdings India
Product Wise Break-Up	Product Wise Break-Up Health 98.2 Personal Accident 1.8 Travel 0	-	Product Wise Break-Up Personal Accident 0 Health 0 Travel 0 Others 100
Location Wise Break-Up	Location Wise Break-Up India 100.0	Location Wise Break-Up India 100.0	-
Distribution Channel	Distribution Channel Individual Agents 29.7 Brokers 28.8 Banks 19.4 Direct Sales 11.3 Corporate Agent - Others 10.1 Web Aggregators 0 POS Persons 0 Insurance Marketing Firms 0 Others 0.7	Distribution Channel Brokers 0 POS Persons 0 Direct Sales 0 Individual Agents 82.0 Web Aggregators 0 Insurance Marketing Firms 0 Corporate Agent - Others 0 Banks 0 Others 18.0	-
Operating Profit Break-Up	Operating Profit Break-Up Personal Accident 97.06 Travel 2.94 Health 0 Health Insurance 0	Operating Profit Break-Up Health Insurance 100.0 Personal Accident 0 Health 0 Travel 0	-