Niyogin Fintech Ltd. benchmarking: Perfomance to industry peers

Financial

	Niyogin Fintech	Digispice Technolog	Alankit
Operational Metrics
Financials
5 yr Average ROE	-4.37 %	-4.4 %	1.16 %
5yr average Equity Multiplier	1.43	2.43	1.79
5yr Average Asset Turnover Ratio	0.34	1.05	0.67
5yr Avg Net Profit Margin	-9.93 %	-2.73 %	3.07 %
Price to Book	2.08	2.79	1.1
P/E	0.0	0.0	18.57
5yr Avg Cash Conversion Cycle	-194.04 Days	-1617.57 Days	21.84 Days
Inventory Days	8.28 Days	1.83 Days	9.8 Days
Days Receivable	30.54 Days	23.06 Days	79.51 Days
Days Payable	257.42 Days	-107.9 Days	181.64 Days
5yr Average Interest Coverage Ratio	-7.28	6.41	2.41
5yr Avg ROCE	-4.49 %	4.85 %	10.0 %
5yr Avg Operating Profit Margin	-9.12 %	1.67 %	10.28 %
5 yr average Debt to Equity	0.1	0.19	0.12
5yr CAGR Net Profit	18.09 %	n/a	15.01 %
5yr Average Return on Assets	-3.03 %	-2.49 %	0.89 %
Shareholdings
Promoter Holding	38.73 %	72.76 %	54.15 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.92 %	-0.43 %	-0.71 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Niyogin Fintech	Digispice Technolog	Alankit
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 28.46 Interest Income 24.86 Interest on loans 0 Loss on sale of investments 0 Financial Technology Services 0 Digital Technology Services 0 IT Enabled Services 0 E-Governance Trading 0 E-Governance Services 0 Financial Services 0 Others 46.68	Product Wise Break-Up Fee & Commission income 0 Loss on sale of investments 0 Interest Income 0 Financial Services 0 Interest on loans 0 E-Governance Trading 0 Financial Technology Services 100.0 E-Governance Services 0 Digital Technology Services 0 IT Enabled Services 0	Product Wise Break-Up Fee & Commission income 0 Loss on sale of investments 0 Interest Income 0 Financial Services 5.32 Interest on loans 0 E-Governance Trading 69.46 Financial Technology Services 0 E-Governance Services 23.72 Digital Technology Services 0 IT Enabled Services 0 Others 1.5
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 International 0 Domestic 0	Location Wise Break-Up India 100.0 International 0 Domestic 0 Rest of the World 0	Location Wise Break-Up India 0 International 0 Domestic 100.0 Rest of the World 0
Asset Break-Up - Geography Wise	Asset Break-Up - Geography Wise Others 100	-	-