Paul Merchants Ltd. benchmarking: Perfomance to industry peers

Financial

	Paul Merchants	Delphi World Money	MMTC
Operational Metrics
Financials
5 yr Average ROE	8.97 %	13.36 %	-97.76 %
5yr average Equity Multiplier	1.79	2.98	5.02
5yr Average Asset Turnover Ratio	5.93	21.59	1.94
5yr Avg Net Profit Margin	1.05 %	0.26 %	1407.04 %
Price to Book	0.33	1.71	5.99
P/E	0.61	221.21	103.85
5yr Avg Cash Conversion Cycle	1.58 Days	0.85 Days	48.85 Days
Inventory Days	0.79 Days	1.26 Days	20.97 Days
Days Receivable	0.63 Days	1.82 Days	0.0
Days Payable	0.25 Days	2.06 Days	16.81 Days
5yr Average Interest Coverage Ratio	3.81	3.04	33.67
5yr Avg ROCE	7.86 %	20.06 %	-26.34 %
5yr Avg Operating Profit Margin	0.74 %	0.54 %	-1633.84 %
5 yr average Debt to Equity	0.4	0.89	1.35
5yr CAGR Net Profit	13.8 %	n/a	n/a
5yr Average Return on Assets	5.24 %	4.38 %	6.19 %
Shareholdings
Promoter Holding	74.65 %	75.0 %	89.93 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	1.94 %	-14.55 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.04 %

	Paul Merchants	Delphi World Money	MMTC
Product Wise Break-Up	Product Wise Break-Up Foreign Exchange 90.74 Gold Loan 8.98 Travel & Tourism 0.22 International Money Transfer 0 Money Transfer 0 Wind Power 0 Foreign Exchange 0 Others 0.06	Product Wise Break-Up Travel & Tourism 0 Gold Loan 0 International Money Transfer 0 Money Transfer 0 Foreign Exchange 100.0 Wind Power 0	-
Operating Profit Break-Up	Operating Profit Break-Up Gold Loan 100.0 Travel 0 Forex 0	-	-
Asset Break-Up	Asset Break-Up Gold Loan 3.39 Forex 1.14 Travel 0.6 Fertilizers 0 Agro Products 0 Coal & Hydrocarbon 0 Minerals 0 Metals 0 Precious Metals 0 Others 94.87	-	Asset Break-Up Gold Loan 0 Metals 0.75 Forex 0 Coal & Hydrocarbon 34.3 Travel 0 Agricultural 5.91 Precious Metals 0.57 Minerals 0.63 Fertilisers 0.48 Others 57.36