PTC India Financial Services Ltd.

Financial

	PTC India Fin. Serv	Paisalo Digital	Tourism Finance Corp
Operational Metrics
Banking Sector
Net Interest Margin	4.68 %	6.4 %	5.07 %
Capital to Risks Assets Ratio (CRAR)	59.65 %	39.16 %	69.7 %
Tier I Capital	41.53 %	29.9 %	69.18 %
NBFC
Cost To Income Ratio	13.33 %	n/a	n/a
Cost of Borrowing	9.69 %	n/a	9.64 %
Gross NPA	8.46 %	0.99 %	3.22 %
Net NPA	4.74 %	0.76 %	1.61 %
Financials
5 yr Average ROE	5.14 %	8.6 %	9.41 %
5yr average Equity Multiplier	4.35	2.93	2.66
5yr Average Asset Turnover Ratio	0.1	0.15	0.11
5yr Avg Net Profit Margin	13.46 %	19.67 %	33.88 %
5yr Avg Net Profit Margin	13.46 %	19.67 %	33.88 %
5yr CAGR Net Profit	7.88 %	27.02 %	2.38 %
5yr CAGR Sales	-10.74 %	11.94 %	-2.77 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.95	1.79	2.5
P/E	12.1	13.93	23.42
Shareholdings
Promoter Holding	64.99 %	50.37 %	3.85 %
Share Pledged by Promoters	0.0	28.43 %	0.0
Change in Promoter Holding (3 Yrs)	0.0	6.21 %	-24.58 %
Change in Mutual Fund Holding (3 Yrs)	2.1 %	0.24 %	0.0

Business

	PTC India Fin. Serv	Paisalo Digital	Tourism Finance Corp
Product Wise Break-Up	Product Wise Break-Up Interest Income 94.58 Fee and commission income 0.75 Sale of power 0.39 Financing activities (NBFC) 0 Net gain/(loss) on fair value changes 0 Fees & commission income 0 Dividend income 0 Interest income 0 Others 4.28	Product Wise Break-Up Interest income 0 Fees & commission income 0 Dividend income 0 Net gain/(loss) on fair value changes 0 Fee and commission income 0 Sale of power 0 Interest Income 0 NBFC 100.0	Product Wise Break-Up Interest Income 83.22 Fee & Commission income 3.62 Dividend income 0 Net gain on fair value changes 13.16 Fee and commission income 0 Sale of power 0 Interest Income 0 Financing activities (NBFC) 0
Loan Break-Up	Loan Break-Up Power 41.0 Renewable Energy 20.0 Transmission 13.0 Road 7.0 Thermal Projects 7.0 INFRA 4.0 Hydro 0 Social Infrastructure 0 Hotels 0 Others 8.0	-	Loan Break-Up Hotels 66.0 Power 0 Transmission 0 Renewable Energy 0 INFRA 0 Hydro 0 Thermal Projects 0 Road 0 Social Infrastructure 3.0 Others 31.0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0
Borrowings Break-Up	Borrowings Break-Up Loan From Banks 98.52 ECB 0.95 Commercial Papers 0 Bonds/Debentures 0 Loans repayable on demand 0 Loans from related parties 0 Term loans 0 Others 0.53	Borrowings Break-Up Loans from related parties 0 Loan From Banks 0 ECB 0 Commercial Papers 0 Bonds/Debentures 0 Loans repayable on demand from banks 37.82 Loan From Banks 62.18	-
NPA Break-Up	NPA Break-Up Thermal and Hydro 82.0 Hydro 11.0 Others 6.0 Renewable Energy 1.0	-	-

PTC India Financial Services Ltd.

PTC India Financial Services Ltd.

SIGN UP FOR FREE