SBI Cards And Payment Services Ltd.

Market Capital
₹75,568 Cr.
P/E
33.97
Share Price
₹ 798.4 -1.6 (-0.2%)

SBI Cards And Payment Services Ltd.

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₹ 798.4 -1.6 (-0.2%)
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Company Timeline

Company Timeline

Forensics
ROE
Asset Turnover is responsible for ROE increase over last 10 years
Other Income
Other Income is not affecting ratios of the company
Pledge
Promoters have not pledged a significant portion of their holding
Net Interest Margin
Net Interest margin of the company is trending down
Cost Of Borrowing
Cost Of Borrowing of the company seems to be trending up
Cost to Income Ratio
Operational cost of company is trending down
Contingent Liabilities
Company does not have significant contingent liabilities
Retail Holding
Retail has been selling the stock which is usually a good time to buy
Share price
Share price has increased over last 10 years due to earnings
Current vs Historic Valuation
Company is trading at a discount to 3yr historic valuations
Promoter Holding
Promoter has not sold any shares in the last 90 days
Net NPA
NPA's of the company is currently under control
ROE
Latest
22.98%
3yr Average
19.81%
5yr Average
21.37%
Net Profit Margin
Latest
16.53%
3yr Average
14.08%
5yr Average
13.61%
Market Share
17.93% (as of Jul 23)
Credit Card Transactions - Market Share
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Revenue mix

Product Wise Break-Up

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Location Wise Break-Up

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Customer Segment

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Borrowings Break-Up

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Recievable Mix

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Operational Metrics

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    • Cost To Income Ratio (%)
      Source
    • Gross NPA (%)
      Source
    • Net Interest Margin (%)
      Source
    • Online Spend as a % of Total Spend (%)
      Source
    • Interest Income Yield - Credit Cards (%)
      Source
    • Cards In Force (Thousands)
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    • 30 Day Spend Active Rate (%)
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    • Receivable Per Card (Rs)
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    • Net NPA (%)
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    • Cost of Borrowing (%)
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    • Capital to Risks Assets Ratio (CRAR) (%)
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    • Tier 2 Capital (%)
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    • Tier I Capital (%)
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    Peer Comparison
    Company Filing
    Show Previous Years
    Discussions & Analysis
    SBI Cards And Payment Services Ltd.
    View the discussion on ValuePickr
    SBI Cards - Deep dive into their business - Manu Jindal
    Interview With Rashmi Mohanty, CFO of SBI cards, Mother of Two. An Ultramarathoner - Other Side
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