Alerts will be sent to your verified email
Verify Email
SPANDANA
|
Spandana Sphoorty
|
Fusion Finance
|
CreditAccess Grameen
|
|
|---|---|---|---|
|
Operational Metrics
|
|||
|
Banks
|
|||
|
Net Interest Margin
|
8.2 % | 10.3 % | 13.3 % |
|
Yield On Advances
|
19.4 % | 20.6 % | n/a |
|
NBFC
|
|||
|
Cost To Income Ratio
|
139.1 % | 70.8 % | 32.5 % |
|
Cost of Borrowing
|
12.3 % | 10.3 % | 9.6 % |
|
AUM - NBFC
|
4958.0 Crs | 7688.0 Crs | 25904.0 Crs |
|
Capital to Risks Assets Ratio (CRAR)
|
40.8 % | 29.52 % | 26.1 % |
|
Gross NPA
|
5.49 % | n/a | 3.65 % |
|
Net NPA
|
1.15 % | n/a | 1.26 % |
|
Financials
|
|||
|
5 yr Average ROE
|
-3.53 % | -6.99 % | 11.59 % |
|
5yr average Equity Multiplier
|
2.99 | 4.63 | 4.33 |
|
5yr Average Asset Turnover Ratio
|
0.2 | 0.2 | 0.17 |
|
5yr Avg Net Profit Margin
|
-1.54 % | -0.35 % | 15.77 % |
|
Price to Book
|
0.99 | 1.84 | 3.14 |
|
P/E
|
0.0 | 0.0 | 168.39 |
|
5yr Avg Cash Conversion Cycle
|
0.0 | 1.38 Days | 0.0 |
|
Inventory Days
|
0.07 Days | 0.0 | 0.0 |
|
Days Receivable
|
0.0 | 1.38 Days | 0.0 |
|
Days Payable
|
1080.91 Days | 0.0 | 23.77 Days |
|
5yr Average Interest Coverage Ratio
|
0.99 | 1.1 | 1.61 |
|
5yr Avg ROCE
|
6.93 % | 8.94 % | 11.98 % |
|
5yr Avg Operating Profit Margin
|
25.08 % | 39.71 % | 57.58 % |
|
5 yr average Debt to Equity
|
1.97 | 3.55 | 3.1 |
|
5yr CAGR Net Profit
|
n/a | n/a | 31.72 % |
|
5yr Average Return on Assets
|
-1.26 % | -1.04 % | 2.63 % |
|
Shareholdings
|
|||
|
Promoter Holding
|
48.16 % | 54.95 % | 66.37 % |
|
Share Pledged by Promoters
|
0.0 | 4.49 % | 0.0 |
|
Change in Promoter Holding (3 Yrs)
|
-14.87 % | -13.23 % | -7.37 % |
|
Change in Mutual Fund Holding (3 Yrs)
|
0.47 % | -2.38 % | 0.88 % |
|
Spandana Sphoorty
|
Fusion Finance
|
CreditAccess Grameen
|
|
|---|---|---|---|
|
Product Wise Break-Up
|
Product Wise Break-Up
|
-
|
Product Wise Break-Up
|
|
Location Wise Break-Up
|
Location Wise Break-Up
|
Location Wise Break-Up
|
Location Wise Break-Up
|
|
Customer Segment
|
Customer Segment
|
Customer Segment
|
-
|
|
Borrowings Break-Up
|
Borrowings Break-Up
|
Borrowings Break-Up
|
Borrowings Break-Up
|
|
AUM Break-Up - NBFC
|
AUM Break-Up - NBFC
|
-
|
AUM Break-Up - NBFC
|