Suryoday Small Finance Bank Ltd.

SURYODAY

₹130.52

2.1% (2.69)

Market Cap

₹1,386 Cr.

P/E

6.61

About

Suryoday Small Finance Bank Limited is a leading Small Finance Bank in India, excelling in net interest margins, return on assets, and deposit growth. For over a decade, it has focused on serving unba… Read more

Suryoday Small Finance Bank Limited is a leading Small Finance Bank in India, excelling in net… Read more

Low

52W Range

High

218

Timeline

Key company specific updates

Company Timeline

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Forensics

4 Yes

Positive for this company

1 Neutral

Neutral for this company

10 No

Negative for this company

1 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Promoter Holding

Promoter has not sold any shares in the last 90 days
Pledge

Promoters have pledged a significant portion of their holding
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE

Net profit margin is responsible for roe increase over last 10 years
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Share price

Share price has decreased over last 10 years more due to earnings
Cost to Income Ratio

Operational cost of company is trending up
Net Interest Margin

Net interest margin of the company is trending down
Net NPA

Npa's of the company is currently high
Margin Stability

Margins of the company are volatile
ROE Stregth

Roe of the company is not consistently strong
Sales Growth

Unable to calculate due to limited data

Market Share

0 %

(as of Feb 25)

Historic

Internet Banking - Market Share

Revenue mix

Product Wise Break-Up

Segment Break-Up

Loan Break-Up

Location Wise Break-Up

Operating Profit Break-Up

Asset Break-Up

Deposit Break-Up

NPA Break-Up

Priority vs Non Priority Sector

Operational Metrics

Net Interest Margin (%)
Source
Fresh Slippages - Quarterly (Crs)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Credit Deposit Ratio (%)
Source
Net NPA (%)
Source
Cost of Borrowing (%)
Source
Cost To Income Ratio (%)
Source
Gross NPA (%)
Source
Tier 2 Capital (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Yield On Advances (%)
Source
Tier I Capital (%)
Source

Peer Comparison

FAQs on Suryoday Small Finance Bank Ltd. Business

What does Suryoday Small Finan do?

Suryoday Small Finance Bank Limited is a leading Small Finance Bank in India, catering to unbanked and underbanked segments. It offers a wide range of inclusive financial products leveraging technology for operations.

Who are the competitors of Suryoday Small Finan?

Suryoday Small Finan major competitors are Dhanlaxmi Bank, Fino Payments Bank, Utkarsh Small Fin., DCB Bank, CSB Bank, South Indian Bank, Tamilnad Mercantile.
Market Cap of Suryoday Small Finan is ₹1,386 Crs.
While the median market cap of its peers are ₹4,317 Crs.

Is Suryoday Small Finan financially stable compared to its competitors?

Suryoday Small Finan seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

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Suryoday Small Finance Bank Ltd.

Suryoday Small Finance Bank Ltd.

About

Timeline

Company Timeline

4 Yes

1 Neutral

10 No

1 No Data

Accounting & Shareholding

Contingent Liabilities

Promoter Holding

Pledge

Retail Holding

Other Income

Price & Performance

ROE

Current vs Historic Valuation

Balance Sheet - Strength

Cost Of Borrowing

Share price

Cost to Income Ratio

Net Interest Margin

Net NPA

Margin Stability

ROE Stregth

Sales Growth

Product Wise Break-Up

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Segment Break-Up

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Loan Break-Up

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Location Wise Break-Up

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Operating Profit Break-Up

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Asset Break-Up

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Deposit Break-Up

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NPA Break-Up

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Priority vs Non Priority Sector

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What does Suryoday Small Finan do?

Who are the competitors of Suryoday Small Finan?

Is Suryoday Small Finan financially stable compared to its competitors?

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