UCO Bank

UCOBANK

₹28.99

-1.09% (-0.32)

Market Cap

₹36,365 Cr.

P/E

14.73

Key Ratios

Edit Ratio's

Market cap

36,365 Cr

14.73

Prom Holding

90.95 %

ROE (%)

9.39

ROCE (%)

11.06

Div Yield (%)

1.35

Sales

OPM (%)

20.89 %

Debt to Equity

1.03

Edit Ratio's

About

UCO Bank, established in 1943, operates as a commercial bank under the Government of India. It… Read more

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52W Range

High

Timeline

Key company specific updates

Company Timeline

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Forensics

5 Yes

Positive for this company

1 Neutral

Neutral for this company

10 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Contingent Liabilities

Company has significant contigent liabilities which can be risky
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

Cost to Income Ratio

Operational cost of company is trending down
ROE

Net profit margin is responsible for roe increase over last 10 years
Net Interest Margin

Net interest margin of the company is trending up
Net NPA

Npa's of the company is currently under control
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
ROE Strength

Roe of the company is not consistently strong
Current vs Historic Valuation

Company is trading at a premium to 3yr historic valuations
Share price

Share price has increased over last 10 years but more due to rerating
Sales Growth

Sales of the company has grown at a slow pace
Margin Stability

Margins of the company are volatile
Balance Sheet - Strength

Latest balance sheet is weak, and historically as well

Market Share

1.18 %

(as of Mar 25)

Historic

Bank Advances - Market Share

1.30 %

(as of Mar 25)

Historic

Bank Deposits - Market Share

0 %

(as of Jul 25)

Historic

Credit Card Transactions - Market Share

1.17 %

(as of Jul 25)

Historic

Debit Card Transactions - Market Share

0.06 %

(as of Jul 25)

Historic

Internet Banking - Market Share

0.88 %

(as of Jul 25)

Historic

Mobile Banking Transactions - Market Share

1.02 %

(as of Jun 25)

Historic

Net Interest Income(NII) - Market Share

Revenue mix

Segment Break-Up

Loan Break-Up

Loan Break-Up - Personal Loans

Loan Break-Up - Industry

Location Wise Break-Up

Operating Profit Break-Up

Borrowings Break-Up

Asset Break-Up

Priority vs Non-Priority Sector

NPA Break-Up

Operational Metrics

Net Interest Margin (%)
Source
Yield On Advances (%)
Source
Gross NPA (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Credit Deposit Ratio (%)
Source
Cost To Income Ratio (%)
Source
Fresh Slippages - Quarterly (Crs)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source
Tier 2 Capital (%)
Source
Cost of Borrowing (%)
Source

Peer Comparison

Corporate Actions

Consolidated

DATE

DETAILS

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Suppliers

Cerebra Integrated Technologies Ltd.

FAQs on UCO Bank Business

What does UCO Bank do?

UCO Bank, a commercial bank under the Government of India, offers a wide range of financial products to various sectors of the economy since its establishment in 1943.

Who are the competitors of UCO Bank?

UCO Bank major competitors are CentralBank of India, Bank of Maharashtra, Punjab & Sind Bank, Bank Of India, Indian Overseas Bank, Indian Bank, IDBI.
Market Cap of UCO Bank is ₹36,365 Crs.
While the median market cap of its peers are ₹53,403 Crs.

Is UCO Bank financially stable compared to its competitors?

UCO Bank seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

View FAQ's On Shareprice

Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Discussions & Analysis

Banking Sector

Why Bank Valuations Are Different - FinShiksha

Berkshire on Bank Valuations - BRK Annual Meeting

Deep Dive Into Indian Banking - Ananth Narayan

A Primer on AT1 and Tier 2 Bonds - Kirtan A Shah

Banking Sector: Commonly Used Terms - Kirtan Shah

What Is Co-Lending? - Sahil Sharma

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Raw Material

UCO Bank

UCO Bank

Key Ratios

About

Timeline

Company Timeline

5 Yes

1 Neutral

10 No

0 No Data

Accounting & Shareholding

Pledge

Promoter Holding

Retail Holding

Contingent Liabilities

Other Income

Price & Performance

Cost to Income Ratio

ROE

Net Interest Margin

Net NPA

Cost Of Borrowing

ROE Strength

Current vs Historic Valuation

Share price

Sales Growth

Margin Stability

Balance Sheet - Strength

Segment Break-Up

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Loan Break-Up

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Loan Break-Up - Personal Loans

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Loan Break-Up - Industry

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Location Wise Break-Up

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Operating Profit Break-Up

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Borrowings Break-Up

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Asset Break-Up

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Priority vs Non-Priority Sector

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NPA Break-Up

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What does UCO Bank do?

Who are the competitors of UCO Bank?

Is UCO Bank financially stable compared to its competitors?

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