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Small Microfinance

Ujjivan Small Finance Bank Ltd.

UJJIVANSFB

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Market Cap
₹9,891 Cr.
P/E
23.72

Ujjivan Small Finance Bank Ltd.

  • Ujjivan Small Fin
  • South Indian Bank
  • Tamilnad Mercantile
  • TJI Microfinance

FAQs on Ujjivan Small Finance Bank Ltd. Shareprice

Ujjivan Small Fin has given better returns compared to its competitors.
Ujjivan Small Fin has grown at ~22.22% over the last 3yrs while peers have grown at a median rate of 12.74%

Ujjivan Small Fin is expensive when considering the EV/EBIDTA, however latest PE is < 3 yr avg PE.
Latest PE of Ujjivan Small Fin is 23.72, while 3 year average PE is 50.31.
Also latest EV/EBITDA of Ujjivan Small Fin is 6.71 while 3yr average is 5.09.

View FAQ's On Business

Growth Table

  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Balance Sheet

  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Balance Sheet Snapshot

No data available.

Fund Flow Analysis

  • 1y
  • 3y
  • 5y
  • 10y
  • Increase
  • Decrease
  • Total
No data available.
*Data is as of latest FY end

Profit & Loss

  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Cash Flow

  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Cash Flow Analysis

  • 1y
  • 3y
  • 5y
  • 10y
  • Increase
  • Decrease
  • Total
No data available.

Ratios

= Dominant Factor
  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Quarterly Results

  • Ujjivan Small Finance Bank Ltd.
  • South Indian Bank
  • Tamilnad Mercantile

Reverse DCF

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Cr
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5 YEAR
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10 YEAR
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20 YEAR
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Implied Growth Rate over a 5 year period*
Implied Growth Rate over a 10 year period*
Implied Growth Rate over a 20 year period*
*Implied Growth calculated using Newton-Raphson method.
Learn how to use Reverse DCF

FAQs on Ujjivan Small Finance Bank Ltd. Financials

Ujjivan Small Fin balance sheet is weak and might have solvency issues

The net debt of Ujjivan Small Fin is decreasing.
Latest net debt of Ujjivan Small Fin is ₹0 Crs as of Sep-25.
This is less than Mar-25 when it was ₹2,845 Crs.

No, profit is decreasing.
The profit of Ujjivan Small Fin is ₹417 Crs for TTM, ₹726 Crs for Mar 2025 and ₹1,281 Crs for Mar 2024.

The company seems to be paying a very low dividend.
Investors need to see where the company is allocating its profits.
Ujjivan Small Fin latest dividend payout ratio is 6.07% and 3yr average dividend payout ratio is 14.37%

Companies resources are majorly tied in miscellaneous assets

View FAQ's On Shareholding
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