PNB Gilts Ltd.

Financial

	PNB Gilts	Jaykay Enterprises	Dhunseri Ventures
Operational Metrics
NBFC
Cost of Borrowing	6.69 %	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	34.01 %	n/a	n/a
Tier I Capital	34.01 %	n/a	n/a
Financials
5 yr Average ROE	12.61 %	9.91 %	10.64 %
5yr average Equity Multiplier	14.02	1.26	1.26
5yr Average Asset Turnover Ratio	0.07	0.1	0.08
5yr Avg Net Profit Margin	15.43 %	1693.01 %	91.47 %
5yr Avg Net Profit Margin	15.43 %	n/a	n/a
5yr CAGR Net Profit	-17.84 %	n/a	n/a
5yr CAGR Sales	11.24 %	n/a	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.06	5.36	0.36
P/E	7.0	112.12	4.55
Shareholdings
Promoter Holding	74.07 %	62.31 %	75.0 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	16.0 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	-0.11 %	0.0

Business

	PNB Gilts	Jaykay Enterprises	Dhunseri Ventures
Product Wise Break-Up	Product Wise Break-Up Dividend Income 99.38 Fees & Commission 0.62 Rental Income 0 Dividend Income 0 Trading in Securities 0 0 Defence and Aerospace 0 Registrar & Share Transfer Agent 0 3d Printing 0 Flexible Packaging Films 0 Food and Beverages 0 Treasury 0 Trading 0	Product Wise Break-Up Treasury 0 Trading in Securities 0 Defence and Aerospace 27.66 Flexible Packaging Films 0 Food and Beverages 0 Trading 0 Registrar & Share Transfer Agent 0 Rental Income 0 Digital Manufacturing and Advance System 60.31 Fees & Commission 0 3d Printing 0 Dividend Income 0 Others 12.03	Product Wise Break-Up Treasury Operations 18.44 Trading in Securities 0 Defence and Aerospace 0 Packaging 70.68 Food & Beverage 10.88 Trading 0 Registrar & Share Transfer Agent 0 Rental Income 0 0 Fees & Commission 0 3d Printing 0 Dividend Income 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 Italy 0 Singapore 0	-	Location Wise Break-Up Singapore 23.33 Rest of the World 0 India 75.94 Italy 0 Others 0.73
Borrowings Break-Up	Borrowings Break-Up Market Repo 74.71 Loan From Banks 12.99 Call Money 12.11 ICD 0 Refinance 0 CP 0 LOC 0 Others 0.19	-	-