PNB Gilts Ltd. benchmarking: Perfomance to industry peers

Financial

	PNB Gilts	Dhunseri Ventures	Oswal Greentech
Operational Metrics
NBFC
Cost of Borrowing	6.55 %	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	42.68 %	n/a	n/a
Tier I Capital	42.68 %	n/a	n/a
Financials
5 yr Average ROE	12.06 %	12.43 %	2.18 %
5yr average Equity Multiplier	14.49	1.27	1.05
5yr Average Asset Turnover Ratio	0.07	0.1	0.05
5yr Avg Net Profit Margin	14.18 %	113.13 %	119.79 %
5yr Avg Net Profit Margin	14.18 %	n/a	n/a
5yr CAGR Net Profit	-12.46 %	n/a	n/a
5yr CAGR Sales	9.84 %	n/a	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.17	0.4	0.41
P/E	5.3	8.77	98.32
Shareholdings
Promoter Holding	74.07 %	75.0 %	69.19 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	0.0	4.86 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	PNB Gilts	Dhunseri Ventures	Oswal Greentech
Product Wise Break-Up	Product Wise Break-Up Dividend Income 71.7 Fees & Commission 0.48 Dividend Income 0.01 Rental Income 0 Trading in Securities 0 Flexible Packaging Films 0 Food and Beverages 0 Treasury 0 Trading 0 Investment 0 Real Estate 0 Others 27.81	Product Wise Break-Up Investment 0 Treasury Operations 45.98 Fees & Commission 0 Real Estate 0 Dividend Income 0 Trading 0 Rental Income 0 Food & Beverage 7.84 Packaging 46.18 Trading in Securities 0	Product Wise Break-Up Investment services 24.41 Treasury 0 Fees & Commission 0 Real Estate 45.24 Dividend Income 0 Trading 0 Rental Income 0 Food and Beverages 0 Flexible Packaging Films 0 Trading in Securities 0 Others 30.35
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 Italy 0 Singapore 0	Location Wise Break-Up Singapore 12.85 Rest of the World 0 India 82.12 Italy 0 Others 5.03	Location Wise Break-Up Singapore 0 Rest of the World 0 India 100.0 Italy 0
Borrowings Break-Up	Borrowings Break-Up Market Repo 40.39 Loan From Banks 25.39 Call Money 15.49 ICD 0 Refinance 0 CP 0 LOC 0 Others 18.73	-	-