PNB Gilts Ltd.

Financial

	PNB Gilts	Religare Enterprises	Jindal Photo
Operational Metrics
NBFC
Cost of Borrowing	5.43 %	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	31.83 %	n/a	n/a
Tier I Capital	31.83 %	n/a	n/a
Financials
5 yr Average ROE	12.75 %	61.84 %	0.28 %
5yr average Equity Multiplier	12.48	-18.44	2.76
5yr Average Asset Turnover Ratio	0.06	0.36	0.0
5yr Avg Net Profit Margin	16.57 %	-19.52 %	112613.64 %
5yr Avg Net Profit Margin	16.57 %	n/a	n/a
5yr CAGR Net Profit	n/a	n/a	n/a
5yr CAGR Sales	18.72 %	n/a	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.52	3.25	0.3
P/E	29.05	1.99	2.84
Shareholdings
Promoter Holding	74.07 %	0.0	74.2 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-0.31 %	1.48 %
Change in Mutual Fund Holding (3 Yrs)	0.0	4.92 %	0.0

Business

	PNB Gilts	Religare Enterprises	Jindal Photo
Product Wise Break-Up	Product Wise Break-Up Dividend Income 99.51 Fees & Commission 0.49 Rental Income 0 Dividend Income 0 Trading in Securities 0 Net gain on fair value changes 0	-	Product Wise Break-Up Financial Services 100.0 Rental Income 0 Dividend Income 0 Fees & Commission 0 Trading in Securities 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	-
Borrowings Break-Up	Borrowings Break-Up Market Repo 80.47 Call Money 9.71 Loan From Banks 9.56 ICD 0 Refinance 0 CP 0 LOC 0 Un Secured 0 Secured 0 Others 0.26	Borrowings Break-Up Refinance 0 Loan From Banks 0 Call Money 0 Secured 59.33 CP 0 Un Secured 40.67 Market Repo 0 ICD 0 LOC 0	-