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Mid NBFC

SBI Cards And Payment Services Ltd.

SBICARD

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Market Cap
₹84,835 Cr.
P/E
45.18

SBI Cards And Payment Services Ltd.

Key Ratios

Edit Ratio's
Market cap
Market cap
84,835 Cr
PE
PE
45.18
Prom Holding
Prom Holding
68.59 %
ROE (%)
ROE (%)
13.91
ROCE (%)
ROCE (%)
32.57
Div Yield (%)
Div Yield (%)
0.28
Sales
Sales
18,590 Cr
OPM (%)
OPM (%)
28.44 %
Debt to Equity
Debt to Equity
3.27
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Edit Ratio's

About

SBI Card and Payment Services is a leading provider of credit cards in India, offering consume… Read more
Low
660
52W Range
High
1027
  • SBI Cards AndPayment
  • REC
  • L&T Finance

Timeline

Dividend Update Board Meeting Financials

Key company specific updates

Company Timeline

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Custom financial statement

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Forensics

9 Yes

Positive for this company

1 Neutral

Neutral for this company

6 No

Negative for this company

0 No Data

Insufficient data to analyse

Market Share

16.79 %
(as of Jul 25)
Historic
Credit Card Transactions - Market Share

Revenue mix

Product Wise Break-Up

Location Wise Break-Up

Customer Segment

Borrowings Break-Up

Recievable Mix

Operational Metrics

    locked
    Select a Metric
    • Net Interest Margin (%)
      Source
    • Gross NPA (%)
      Source
    • Interest Income Yield - Credit Cards (%)
      Source
    • Cards In Force (Thousands)
      Source
    • 30 Day Spend Active Rate (%)
      Source
    • Receivable Per Card (Rs)
      Source
    • Online Spend as a % of Total Spend (%)
      Source
    • Cost To Income Ratio (%)
      Source
    • Cost of Borrowing (%)
      Source
    • Net NPA (%)
      Source
    • Capital to Risks Assets Ratio (CRAR) (%)
      Source
    • Tier 2 Capital (%)
      Source
    • Tier I Capital (%)
      Source

    Peer Comparison

    Corporate Actions

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    FAQs on SBI Cards And Payment Services Ltd. Business

    SBI Card and Payment Services is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services. The company is committed to expanding its core cards portfolio with a focus on premium segments. It also remains dedicated to expand its co-brand portfolio and accelerate digital onboarding to deliver seamless and secure experience to its customers.

    SBI Cards AndPayment major competitors are REC, L&T Finance, Sundaram Finance, Shriram Finance, Muthoot Finance, Mah & Mah Finl. Serv, Poonawalla Fincorp.
    Market Cap of SBI Cards AndPayment is ₹84,835 Crs.
    While the median market cap of its peers are ₹61,847 Crs.

    SBI Cards AndPayment seems to be financially stable compared to its competitors.
    The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

    View FAQ's On Shareprice

    Company Filing

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    Earnings Release Mar Jul Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Jun Dec
    Investor Presentation Apr Jul Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr Jun Jul Sep Dec Jan Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call Mar Jun Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec
    Conference Call SummaryCon Call Summary

    Discussions & Analysis

    SBI Cards And Payment Services Ltd.
    View the discussion on ValuePickr
    SBI Cards - Deep dive into their business - Manu Jindal
    Interview With Rashmi Mohanty, CFO of SBI cards, Mother of Two. An Ultramarathoner - Other Side
    Understanding the Payments Ecosystem - PPFAS
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