Canara Bank benchmarking: Perfomance to industry peers

Financial

	Canara Bank	Indian Bank	Union Bank Of India
Operational Metrics
Banks
CASA Ratio	30.69 %	38.87 %	32.56 %
CASA vs Liabilities	25.88 %	32.77 %	27.03 %
Fresh Slippages - Quarterly	2031.0 Crs	1132.0 Crs	1985.0 Crs
Cost To Income Ratio	46.97 %	46.48 %	50.65 %
Credit Deposit Ratio	75.33 %	79.84 %	76.94 %
Capital to Risks Assets Ratio (CRAR)	16.2 %	17.31 %	17.07 %
Tier I Capital	14.28 %	15.27 %	15.58 %
Tier 2 Capital	1.92 %	2.04 %	1.49 %
Net Interest Margin	2.52 %	3.23 %	2.67 %
Yield On Advances	8.4 %	8.4 %	8.34 %
Gross NPA	2.35 %	2.6 %	3.29 %
Net NPA	0.54 %	0.16 %	1.0 %
Life Insurance
New Business Performance - Life Insurance	377.87 Crs	n/a	n/a
NBFC
Cost of Borrowing	5.21 %	5.09 %	4.86 %
Financials
5 yr Average ROE	14.15 %	13.61 %	12.29 %
5yr average Equity Multiplier	17.53	14.15	15.51
5yr Average Asset Turnover Ratio	0.08	0.07	0.08
5yr Avg Net Profit Margin	8.44 %	11.04 %	8.83 %
5yr Avg Net Profit Margin	8.44 %	11.04 %	8.83 %
5yr CAGR Net Profit	43.42 %	29.03 %	44.48 %
5yr CAGR Sales	10.34 %	9.76 %	9.22 %
5 yr CAGR PPOP	9.85 %	11.69 %	9.57 %
Price to Book	1.11	1.54	0.94
P/E	7.38	10.47	6.37
Shareholdings
Promoter Holding	62.93 %	73.84 %	74.76 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-6.02 %	-8.73 %
Change in Mutual Fund Holding (3 Yrs)	1.96 %	5.81 %	2.69 %

Business

	Canara Bank	Indian Bank	Union Bank Of India
Segment Break-Up	Segment Break-Up Consumer Finance 41.97 Corporate Banking 29.99 Treasury Operations 19.19 Life Insurance Business 8.85 Retail Banking 0 Corporate/ Wholesale Banking 0 Treasury 0 Cooperate/Wholesale Banking 0 Retail banking Operations 0 Treasure operations 0	Segment Break-Up Consumer Finance 0 Corporate Banking 0 Retail banking Operations 0 Treasury Operations 23.74 Treasure operations 0 Cooperate/Wholesale Banking 0 Corporate Banking 31.14 Treasury Operations 0 Life Insurance Business 0 Consumer Finance 41.2 Others 3.92	Segment Break-Up Consumer Finance 0 Corporate Banking 0 Consumer Finance 36.46 Treasury 0 Treasury Operations 26.63 Corporate Banking 34.12 Corporate/ Wholesale Banking 0 Treasury Operations 0 Life Insurance Business 0 Retail Banking 0 Others 2.79
Location Wise Break-Up	Location Wise Break-Up India 95.67 Rest of the World 4.33	Location Wise Break-Up Rest of the World 3.27 India 96.73	Location Wise Break-Up Rest of the World 0 India 100.0
Borrowings Break-Up	Borrowings Break-Up UNSECURED REDEEMABLE BONDS 74.79 Other Institutions & Agencies 24.21 Other banks - India 1.0 RESERVE BANK OF INDIA 0 Borrowings outside India 0 RBI 0 Borrowings Outside India 0 Reserve Bank of India 0 Tier 2 Bonds 0 Upper Tier 2 Bonds 0 Perpetual Bonds 0	Borrowings Break-Up Borrowings Outside India 0 Upper Tier 2 Bonds 0 RBI 19.7 Other banks - India 0 UNSECURED REDEEMABLE BONDS 0 Other Institutions & Agencies 0 Borrowings outside India 3.62 Reserve Bank of India 0 RESERVE BANK OF INDIA 0 Tier 2 Bonds 0 Perpetual Bonds 0 Others 76.68	Borrowings Break-Up Borrowings outside India 13.35 Upper Tier 2 Bonds 0 RBI 0 Other banks - India 0 UNSECURED REDEEMABLE BONDS 0 Other Institutions & Agencies 0 Borrowings outside India 0 Reserve Bank of India 0 RESERVE BANK OF INDIA 0 Tier 2 Bonds 28.92 Perpetual Bonds 35.24 Others 22.49
Profit Before Tax	Profit Before Tax Retail Banking 67.94 Treasury 31.72 Life Insurance 0.34 Wholesale Banking 0 Corporate Banking 0	Profit Before Tax Corporate Banking 24.81 Wholesale Banking 0 Treasury 31.54 Life Insurance 0 Retail Banking 32.41 Others 11.24	-
Asset Break-Up	Asset Break-Up India 91.33 Others 8.67	Asset Break-Up India 94.61 Others 5.39	Asset Break-Up India 0 Others 100
Priority vs Non-Priority Sector	Priority vs Non-Priority Sector Non Priority Sector 60.61 Priority Sector 39.39 Non Priority Sector 0	-	Priority vs Non-Priority Sector Priority Sector 34.23 Non Priority Sector 65.77
NPA Break-Up	NPA Break-Up Corporate 40.18 Agricultural 27.14 MSME Sector 26.55 Retail 6.14 Services 0 Industry 0 Agriculture and allied activities 0 Corporate 0 Medium & Large 0 Micro & Small (MSE) 0 Agriculture 0 Retail Loans 0	NPA Break-Up Medium & Large 0 Agriculture 0 Agricultural 0 Industry 0 Micro & Small (MSE) 0 Agricultural 50.0 Retail Loans 0 Personal Loan 7.0 Services 0 MSME Sector 0 Corporate 3.0 Others 40.0	NPA Break-Up Medium & Large 31.46 Agricultural 42.12 Agricultural 0 Industry 0 Micro, Small and Medium Enterprises 18.5 Agriculture and allied activities 0 Consumer Finance 7.92 Retail 0 Services 0 MSME Sector 0 Corporate 0

Canara Bank

Canara Bank

Financial

Business

SIGN UP FOR FREE