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CreditAccess Grameen
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Spandana SphoortyFin
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Fusion Finance
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Operational Metrics
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Banks
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Net Interest Margin
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14.2 % | 9.9 % | 11.44 % |
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NBFC
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Cost To Income Ratio
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30.4 % | 80.5 % | 68.8 % |
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Cost of Borrowing
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9.2 % | 13.2 % | 10.3 % |
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AUM - NBFC
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29590.0 Crs | 4420.0 Crs | 7407.0 Crs |
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Capital to Risks Assets Ratio (CRAR)
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24.4 % | 35.9 % | 36.46 % |
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Tier I Capital
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23.6 % | n/a | 20.89 % |
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Gross NPA
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3.17 % | 3.33 % | n/a |
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Net NPA
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1.12 % | 0.64 % | n/a |
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Financials
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5 yr Average ROE
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12.84 % | 4.33 % | 7.32 % |
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5yr average Equity Multiplier
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4.33 | 2.99 | 4.38 |
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5yr Average Asset Turnover Ratio
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0.17 | 0.2 | 0.21 |
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5yr Avg Net Profit Margin
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17.25 % | -1.54 % | -1.1 % |
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Price to Book
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3.0 | 1.26 | 1.53 |
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P/E
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30.27 | 0.0 | 271.0 |
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5yr Avg Cash Conversion Cycle
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0.0 | 0.0 | 1.19 Days |
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Inventory Days
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0.0 | 0.07 Days | 0.0 |
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Days Receivable
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0.0 | 0.0 | 1.19 Days |
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Days Payable
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0.0 | 1080.91 Days | 0.0 |
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5yr Average Interest Coverage Ratio
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1.68 | 0.99 | 1.05 |
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5yr Avg ROCE
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13.54 % | 6.93 % | 9.41 % |
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5yr Avg Operating Profit Margin
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58.11 % | 25.08 % | 35.48 % |
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5 yr average Debt to Equity
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3.11 | 1.97 | 3.29 |
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5yr CAGR Net Profit
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17.11 % | n/a | -8.63 % |
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5yr Average Return on Assets
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2.93 % | -1.26 % | -1.16 % |
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Shareholdings
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Promoter Holding
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66.24 % | 48.16 % | 54.55 % |
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Share Pledged by Promoters
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0.0 | 0.0 | 2.83 % |
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Change in Promoter Holding (3 Yrs)
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-7.44 % | -14.84 % | -13.63 % |
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Change in Mutual Fund Holding (3 Yrs)
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-0.25 % | -0.1 % | -0.56 % |
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CreditAccess Grameen
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Spandana SphoortyFin
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Fusion Finance
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Product Wise Break-Up
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Product Wise Break-Up
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Product Wise Break-Up
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-
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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