Finkurve Financial Services Ltd.

Financial

	Finkurve Financial	Niyogin Fintech	Indian Infotech&Soft
Operational Metrics
NBFC
Capital to Risks Assets Ratio (CRAR)	74.87 %	n/a	n/a
Unclassified
Tier I Capital	74.36 %	n/a	n/a
Financials
5 yr Average ROE	7.37 %	-5.22 %	0.18 %
5yr average Equity Multiplier	4.01	1.22	1.03
5yr Average Asset Turnover Ratio	1.28	0.21	0.16
5yr Avg Net Profit Margin	13.72 %	-30.37 %	12.18 %
5yr Avg Net Profit Margin	13.72 %	n/a	n/a
5yr CAGR Net Profit	58.52 %	n/a	n/a
5yr CAGR Sales	-28.16 %	n/a	n/a
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	5.54	2.77	0.74
P/E	65.15	0.0	31.26
Shareholdings
Promoter Holding	58.99 %	39.31 %	3.2 %
Share Pledged by Promoters	20.04 %	0.0	0.0
Change in Promoter Holding (3 Yrs)	6.13 %	0.77 %	-16.08 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

Business

	Finkurve Financial	Niyogin Fintech	Indian Infotech&Soft
Product Wise Break-Up	Product Wise Break-Up Interest Income 62.78 Fee and Commission 37.21 Remittance Bank Charses Received 0 Income from forex services 0 Fee Income 0 Interest on loans 0 Loss on sale of investments 0 Interest on investments 0 Investments 0 Others 0.01	Product Wise Break-Up Fee & Commission income 80.96 Interest Income 16.49 Income from forex services 0 Investments 0 Interest Income 0 Remittance Bank Charses Received 0 Loss on sale of investments 0 Fee and Commission 0 Interest on loans 0 Others 2.55	Product Wise Break-Up Fee Income 0 Interest on investments 0 Income from forex services 0 NBFC 100.0 Interest Income 0 Remittance Bank Charses Received 0 Loss on sale of investments 0 Fee and Commission 0 Interest on loans 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	-
Borrowings Break-Up	Borrowings Break-Up Unsecured Loan 0 Loan from Body Corporates 0 Others 100	-	-
Segment Wise Break-Up	Segment Wise Break-Up Financial Services 100.0	-	-