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Fusion Finance
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Spandana Sphoorty
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CreditAccess Grameen
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Operational Metrics
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Banks
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Capital to Risks Assets Ratio (CRAR)
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36.46 % | 35.9 % | 24.4 % |
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Gross NPA
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3.21 % | n/a | n/a |
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Net Interest Margin
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11.44 % | 9.9 % | 14.2 % |
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Cost To Income Ratio
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68.8 % | 80.5 % | 30.4 % |
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Net NPA
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0.51 % | n/a | n/a |
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Building Materials
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Cost of Borrowing
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10.3 % | 13.2 % | 9.2 % |
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NBFC
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AUM - NBFC
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7407.0 Crs | 4420.0 Crs | 29590.0 Crs |
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Tier I Capital
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20.89 % | n/a | 23.6 % |
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Unclassified
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Yield On Advances
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21.7 % | 22.8 % | n/a |
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Average Ticket Size - NBFC
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60.8 Ths | n/a | n/a |
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Financials
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5 yr Average ROE
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7.91 % | 4.33 % | 12.84 % |
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5yr average Equity Multiplier
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4.63 | 2.99 | 4.33 |
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5yr Average Asset Turnover Ratio
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0.2 | 0.2 | 0.17 |
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5yr Avg Net Profit Margin
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-0.35 % | -1.54 % | 17.25 % |
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Price to Book
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1.18 | 1.07 | 2.93 |
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P/E
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209.3 | 0.0 | 29.52 |
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5yr Avg Cash Conversion Cycle
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1.38 Days | 0.0 | 0.0 |
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Inventory Days
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0.0 | 0.07 Days | 0.0 |
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Days Receivable
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1.38 Days | 0.0 | 0.0 |
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Days Payable
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0.0 | 1080.91 Days | 0.0 |
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5yr Average Interest Coverage Ratio
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1.1 | 0.99 | 1.68 |
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5yr Avg ROCE
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8.94 % | 6.93 % | 13.54 % |
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5yr Avg Operating Profit Margin
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39.71 % | 25.08 % | 58.11 % |
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5 yr average Debt to Equity
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3.55 | 1.97 | 3.11 |
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5yr CAGR Net Profit
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n/a | n/a | 17.11 % |
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5yr Average Return on Assets
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-1.04 % | -1.26 % | 2.93 % |
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Shareholdings
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Promoter Holding
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54.18 % | 48.16 % | 66.24 % |
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Share Pledged by Promoters
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2.85 % | 0.0 | 0.0 |
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Change in Promoter Holding (3 Yrs)
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-14.0 % | -14.84 % | -7.44 % |
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Change in Mutual Fund Holding (3 Yrs)
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-0.56 % | -0.1 % | -0.25 % |
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Fusion Finance
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Spandana Sphoorty
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CreditAccess Grameen
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Segment Break-Up
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Segment Break-Up
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-
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-
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Customer Segment
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Customer Segment
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Customer Segment
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-
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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