HDFC Life Insurance Company Ltd.

HDFCLIFE

₹604.6

-1.36% (-8.35)

Market Cap

₹1,30,014 Cr.

P/E

85.29

HDFC Life Insurance Company Ltd.
Overview
Financials
Benchmarking
Shareholding

HDFC Life Insurance Company Ltd.

HDFC Life Insurance Company Ltd.
Overview
Financials
Benchmarking
Shareholding

Financial
Business

Financial

	HDFC Life Insurance	SBI Life Insuran	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Embedded Value	45173.0 Crs	51260.0 Crs	662605.0 Crs
Value Of New Business Margin (VNB)	26.5 %	28.1 %	14.6 %
Management Expense Ratio - Life Insurance	19.59 %	9.48 %	15.52 %
61 Month Persistency Ratio	51.42 %	56.1 %	56.16 %
13 Month Persistency Ratio	83.97 %	82.37 %	70.89 %
Commission Ratio - Life Insurance	7.94 %	5.04 %	5.86 %
AUM - Life Insurance	279707.0 Crs	371410.0 Crs	4743389.0 Crs
New Business Performance - Life Insurance	2602.11 Crs	2648.86 Crs	19896.01 Crs
Claim Settlement Ratio	99.7 %	98.39 %	96.1 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	86.44	79.07	15.08
5yr CAGR Net Profit	1.38 %	5.34 %	68.79 %
Shareholdings
Promoter Holding	50.37 %	55.43 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-8.5 %	-5.27 %	0.0
Change in Mutual Fund Holding (3 Yrs)	-0.55 %	6.65 %	-0.06 %

Business

	HDFC Life Insurance	SBI Life Insuran	Life Insurance Corp
Segment Break-Up	Segment Break-Up Non Participating Funds 54.57 Participating Funds 23.58 Unit Linked Funds 21.84 Others 0.01	-	-
Location Wise Break-Up	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Bancassurance 56.0 Agency 20.0 Group Savings 13.0 Group Premium 11.0 Agency 0 Bancassurance 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0	Distribution Channel Bancassurance 65.0 Corporate Agents - Others 0 Agency 24.0 Corporate Agents - Banks 0 Direct Business 0 Web Aggregators 0 Group Premium 0 Individual Agents 0 Group Savings 0 Others 11.0	Distribution Channel Bancassurance 0 Corporate Agents - Others 0.12 Agency 0 Corporate Agents - Banks 3.12 Direct Business 2.2 Web Aggregators 0.76 Group Premium 0 Individual Agents 93.8 Group Savings 0
Investment Break-Up	Investment Break-Up Government securities 53.06 Investments in Infrastructure and Social Sector 12.77 Equity 7.92 Debenture 6.31 CBLO/Repo Investments 2.51 Other than Approved Investments 1.65 Investment Property 0.49 Deep Discount Bonds 0.36 Fixed Deposits 0.32 Mutual Fund 0.15 Infrastructure Investment Fund 0 Other Approved Securities 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0 Others 14.46	Investment Break-Up 0 Other than Approved Investments 0 Fixed Deposits 0 Deep Discount Bonds 0 Other Investments 0 Debenture 0 Equity 0 CBLO/Repo Investments 0 Other than Approved Securities 0 Infrastructure Investment Fund 0 Investments In Infrastructure 0 Government Securities & Treasury Bills 0 Government securities 57.03 Mutual Fund 0 Investment Property 0 Government securities 0 Other Approved Securities 13.63 Investments in Infrastructure and Social Sector 17.25 Others 12.09	Investment Break-Up 0 Other than Approved Investments 0 Fixed Deposits 0 Deep Discount Bonds 0 Other Investments 27.45 Debenture 0 Equity 0 CBLO/Repo Investments 0 Other than Approved Securities 1.7 Infrastructure Investment Fund 0 Investments In Infrastructure 7.02 Government Securities & Treasury Bills 63.18 0 Mutual Fund 0 Investment Property 0 Government securities 0 Other Approved Securities 0.64 0 Others 0.01
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Protection 29.0 Annuity 20.0 Non-Participating 19.0 Group Savings 14.0 Participating 10.0 Unit linked(UL) 8.0 Term 0 Unit Linked 0 Non Participating 0	Premium Break-Up - Life Insurance Annuity 0 Non participating 42.09 Term 0 Protection 0 Non-Participating 0 Participating 9.1 Group Savings 0 Unit linked(UL) 0 Unit Linked 48.81	-

HDFC Life Insurance Company Ltd.

HDFC Life Insurance Company Ltd.

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