Sammaan Capital Ltd. benchmarking: Performance to industry peers

Financial

	Sammaan Capital	Aptus Value Housing	Can Fin Homes
Operational Metrics
Asset Management
5 Yr AUM CAGR - Mutual Funds	-44.21 %	n/a	n/a
% of AUM in equity fund	48.57 %	n/a	n/a
AUM - Mutual Funds	363.69 Crs	n/a	n/a
Net NPA	0.8 %	1.15 %	0.37 %
Banks
Net Interest Margin	5.5 %	13.3 %	4.19 %
NBFC
Capital to Risks Assets Ratio (CRAR)	34.8 %	71.0 %	25.08 %
Tier I Capital	31.2 %	71.08 %	24.31 %
Gross NPA	1.4 %	1.52 %	0.85 %
Cost To Income Ratio	20.8 %	n/a	19.84 %
Cost of Borrowing	8.1 %	8.1 %	7.07 %
AUM - NBFC	64004.0 Crs	13107.0 Crs	42209.0 Crs
Financials
5 yr Average ROE	5.43 %	14.98 %	16.8 %
5yr average Equity Multiplier	4.35	2.29	8.63
5yr Average Asset Turnover Ratio	0.12	0.15	0.09
5yr Avg Net Profit Margin	6.31 %	44.18 %	22.45 %
5yr Avg Net Profit Margin	6.31 %	44.18 %	22.45 %
5yr CAGR Net Profit	n/a	22.99 %	13.44 %
5yr CAGR Sales	-1.28 %	22.26 %	13.96 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.99	2.62	1.9
P/E	0.0	14.07	10.45
Shareholdings
Promoter Holding	0.0	23.87 %	29.99 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-38.33 %	0.0
Change in Mutual Fund Holding (3 Yrs)	3.0 %	23.02 %	-6.65 %

Business

	Sammaan Capital	Aptus Value Housing	Can Fin Homes
Product Wise Break-Up	Product Wise Break-Up Interest Income 69.53 Fees & Commission Income 2.75 Net gain on fair value changes 0 Loans for Sites 0 Mortgage Loans/ Flexilap 0 Top-up Personal Loans 0 Housing Loans 0 Others 27.72	Product Wise Break-Up Top-up Personal Loans 0 Housing Loans 0 Mortgage Loans/ Flexilap 0 Loans for Sites 0 Interest Income 89.33 Others 0.45 Fees 2.64 Others 7.58	Product Wise Break-Up Loan From Banks 4.9 Home loans 85.63 Loan Against Property 8.02 Loans for Sites 1.06 Interest Income 0 Net gain on fair value changes 0 Fees & Commission Income 0 Others 0.39
Borrowing Break-Up - NBFC	Borrowing Break-Up - NBFC Debenture 36.0 Sell Down 35.0 Bank Loan 28.0 ECB 1.0 Deposits with less than 1 year tenure 0 Overdraft / WCDL Accounts 0 Commercial Paper 0 Loans & Advances from Related parties 0 Term Loan from Federal Bank 0 Deposits 0 0 Term Loans 0 National Housing Bank 0	-	Borrowing Break-Up - NBFC Sell Down 0 National Housing Bank 16.0 ECB 0 Commercial Papers 3.0 Loans & Advances from Related parties 0 Bank Loan 0 Loan From Banks 63.0 Deposits 1.0 Deposits with less than 1 year tenure 0 Debenture 0 Overdraft / WCDL Accounts 0 Debenture 17.0 Term Loans 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0 Karnataka 0 Telangana 0 Andhra Pradesh 0 Tamil Nadu 0	Location Wise Break-Up Rest of the World 0 Andhra Pradesh 43.21 India 0 Tamil Nadu 31.37 Telangana 16.82 Karnataka 7.52 Others 1.08	Location Wise Break-Up Rest of the World 0 Andhra Pradesh 0 India 100.0 Tamil Nadu 0 Telangana 0 Karnataka 0
Distribution Channel	Distribution Channel Direct 65.0 eHome Loans 22.0 External Channels 8.0 Branch Walk-ins 5.0	-	-
AUM Break-Up	AUM Break-Up Loan Against Property 53.0 Corporate Banking 29.0 Business Loans 18.0 Mortgage & LAP 0 Rennovation 0 Resale 0 Flat 0 Construction 0	-	AUM Break-Up Rennovation 2.0 Loan Against Property 0 Business Loans 0 Flat 6.0 Construction 59.0 Mortgage & LAP 10.0 Corporate Banking 0 Resale 5.0 Others 18.0
AUM Break-Up - Asset Management	AUM Break-Up - Asset Management Liquid/ Money Market 52.47 Equity 35.81 Debt 8.6 ETF 3.12 Balanced schemes 0 FMP 0	-	-
Segment Wise Break-Up	Segment Wise Break-Up Financing 100.0	-	-

Sammaan Capital Ltd.

Sammaan Capital Ltd.

Financial

Business

SIGN UP FOR FREE