SBI Life Insurance Company Ltd.

SBILIFE

₹1447.55

-0.65% (-9.4)

Market Cap

₹1,44,917 Cr.

P/E

77.92

SBI Life Insurance Company Ltd.
Overview
Financials
Benchmarking
Shareholding

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.
Overview
Financials
Benchmarking
Shareholding

Financial
Business

Financial

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Embedded Value	51260.0 Crs	47468.0 Crs	662605.0 Crs
Value Of New Business Margin (VNB)	28.1 %	26.3 %	14.6 %
Management Expense Ratio - Life Insurance	9.48 %	19.59 %	15.52 %
61 Month Persistency Ratio	56.1 %	51.42 %	56.16 %
13 Month Persistency Ratio	82.37 %	83.97 %	70.89 %
Commission Ratio - Life Insurance	5.04 %	7.94 %	5.86 %
AUM - Life Insurance	371410.0 Crs	292220.0 Crs	4743389.0 Crs
New Business Performance - Life Insurance	4370.81 Crs	4641.46 Crs	36300.62 Crs
Claim Settlement Ratio	98.39 %	99.7 %	96.1 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	77.92	82.21	15.26
5yr CAGR Net Profit	5.34 %	1.38 %	68.79 %
Shareholdings
Promoter Holding	55.42 %	50.37 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.28 %	-8.49 %	0.0
Change in Mutual Fund Holding (3 Yrs)	6.44 %	1.49 %	-0.06 %

Business

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Product Wise Break-Up	Product Wise Break-Up Life 76.43 Pension 15.32 Annuity 7.67 Variable Insurance 0.56 Health Business 0 Variable Business 0 Annuity Business 0 Pension Business 0 Life Insurance 0 Others 0.02	-	Product Wise Break-Up Annuity 0 Life Insurance 68.58 Variable Business 0 Health Business 0.06 Pension 0 Variable Insurance 0 Annuity Business 3.07 Life 0 Pension Business 27.26 Others 1.03
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up India 0 Domestic 100.0	Location Wise Break-Up India 100.0 Domestic 0
Distribution Channel	Distribution Channel Bancassurance 65.0 Agency 24.0 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0 Others 11.0	Distribution Channel Corporate Agents - Banks 0 Corporate Agents - Others 0 Bancassurance 56.0 Individual Agents 0 Group Premium 11.0 Bancassurance 0 Group Savings 13.0 Direct Business 0 Agency 20.0 Agency 0 Web Aggregators 0	Distribution Channel Corporate Agents - Banks 3.12 Corporate Agents - Others 0.12 Bancassurance & Broker 0 Individual Agents 93.8 Group Protection 0 Bancassurance 0 Group Savings 0 Direct Business 2.2 Agency & Direct 0 Agency 0 Web Aggregators 0.76
Investment Break-Up	Investment Break-Up Government securities 57.03 Investments in Infrastructure and Social Sector 17.25 Other Approved Securities 13.63 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0 Others 12.09	Investment Break-Up Mutual Fund 0.15 Government securities 53.06 Government securities 0 Other than Approved Investments 1.65 Deep Discount Bonds 0.36 Other Approved Securities 0 Debenture 6.31 Other Investments 0 Fixed Deposits 0.32 Other than Approved Securities 0 Investment Property 0.49 Government Securities & Treasury Bills 0 Equity 7.92 Investments In Infrastructure 0 Investments in Infrastructure and Social Sector 12.77 Infrastructure Investment Fund 0 CBLO/Repo Investments 2.51 Others 14.46	Investment Break-Up Mutual Funds 0 0 Government securities 0 Other than Approved Investments 0 Deep Discount Bonds 0 Other Approved Securities 0.64 Debentures / Bonds 0 Other Investments 27.45 Fixed Deposit 0 Other than Approved Securities 1.7 Investment Properties - Real Estate 0 Government Securities & Treasury Bills 63.18 Equity 0 Investments In Infrastructure 7.02 0 Infrastructure Investment Fund 0 CBLO/Repo Investments 0 Others 0.01
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Unit Linked 48.81 Non participating 42.09 Participating 9.1 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Unit linked(UL) 0	Premium Break-Up - Life Insurance Annuity 20.0 Unit Linked 0 Unit linked(UL) 8.0 Participating 10.0 Group Savings 14.0 Non-Participating 19.0 Non participating 0 Term 0 Protection 29.0	-

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

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